163 Banking & Fintech API
to build your startup
in Nigeria.

Compare 163 verified Banking & Fintech APIs by pricing, documentation, and sandbox support — everything Nigerian developers and startups need to pick the right provider and start integrating today.

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OpenWatch Favicon

OpenWatch

Track security incidents & corporate risk across Nigerian locations →

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T-Ship (Terminal Africa) Favicon

T-Ship (Terminal Africa)

Ship domestically & internationally through multiple carriers →

Not sure which one to pick? See the full Banking & Fintech API comparison table →

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Access Bank API

Access Bank API

Collect payments via Access Bank's partner integrations

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Airwallex API

Airwallex API

Hold multi-currency accounts & send cross-border payouts

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Alat by Wema API

Alat by Wema API

Process payments, accounts & embedded finance via Alat by Wema

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Allawee Card Issuance API

Allawee Card Issuance API

Issue payment cards, open accounts & process transfers via one API

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ALOC Nigeria Past Questions API

ALOC Nigeria Past Questions API

Access JAMB, WAEC & NECO past questions and answers

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Amazon Redshift

Amazon Redshift

Run large-scale SQL analytics on AWS's managed data warehouse

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Anchor API

Anchor API

Launch accounts, cards, transfers & lending without building core banking

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Apify Web Scraper

Apify Web Scraper

Run pre-built scraping actors in the cloud

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AWS SNS (Simple Notification Service)

AWS SNS (Simple Notification Service)

Fan out AWS notifications to SMS, push, email & more

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AZA Finance API

AZA Finance API

Send, receive & convert money across Africa and beyond

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Bloc

Bloc

Embed virtual accounts, transfers & bills payment via a CBN-licensed bank

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Brass API

Brass API

Manage accounts & transfers for Nigerian SME banking

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Braze (formerly Appboy)

Braze (formerly Appboy)

Deliver personalized push, email, SMS & WhatsApp campaigns

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Bright Data (Luminati)

Bright Data (Luminati)

Collect web data at scale via residential proxies

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BulkSMS Global API

BulkSMS Global API

Send bulk SMS to 190+ countries with real-time reports

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Busha

Busha

Build crypto on/off-ramps & accept crypto payments across Africa

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CarbonIVS

CarbonIVS

Issue virtual accounts, send payouts & verify BVN or NIN identities

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CashEnvoy

CashEnvoy

Accept Nigerian debit card payments as an alternative to Paystack and Flutterwave

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CBI Monie

CBI Monie

Manage wallets, virtual accounts & QR payments for fintechs and ERPs

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Ceviant Payments

Ceviant Payments

Process payments through infrastructure licensed in both Nigeria and the UK

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CheetahO Image Optimization

CheetahO Image Optimization

Compress JPEG, PNG, GIF & WebP images for faster loading

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ClickSend

ClickSend

Send SMS, email, voice, fax & postcards from one API

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CoinStats

CoinStats

Track crypto prices, portfolios & DeFi yields across 120+ blockchains

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Cowrywise API

Cowrywise API

Automate savings & investment products for Nigerian users

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Crawlbase Web Scraping (formerly ProxyCrawl)

Crawlbase Web Scraping (formerly ProxyCrawl)

Scrape any website with rotating proxies & no blocks

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CredPal API

CredPal API

Offer buy-now-pay-later plans up to 6 months

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CropSense AI API

CropSense AI API

Detect crop disease & monitor health with AI for African farms

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Curacel API

Curacel API

Verify insurance policies & access insurance data

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Currency-api

Currency-api

Access free daily exchange rates for 160+ currencies with no API key

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CurrencyFreaks

CurrencyFreaks

Access real-time & historical Naira exchange rate data

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CurrencyScoop

CurrencyScoop

Access real-time & historical FX data for 168+ currencies

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Discord Webhooks & API

Discord Webhooks & API

Send automated messages to Discord channels

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Docker Hub API

Docker Hub API

Push, pull & manage container images on Docker Hub

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Dojah Address Verification API

Dojah Address Verification API

Verify Nigerian customer addresses in real time

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Duplo

Duplo

Automate B2B payments, expense management & NRS-compliant e-invoicing

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Easypost Shipping API

Easypost Shipping API

Compare rates, print labels & track shipments across Western carriers

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eBulkSMS API

eBulkSMS API

Send bulk & flash SMS with delivery tracking

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Elipa

Elipa

Handle local deposits & withdrawals for FX brokers in Nigeria and Uganda

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Epic Pay

Epic Pay

Accept one-time payments through a white-label-ready, PCI-certified gateway

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ErcasPay

ErcasPay

Accept NGN, USD, GBP, EUR & more through one payment gateway

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eTranzact

eTranzact

Power payment infrastructure for banks, government agencies & telcos

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Exchangerate.host

Exchangerate.host

Access real-time & historical FX rates for 170+ currencies including NGN

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Facebook API

Facebook API

Connect Facebook login, pages & ad campaigns

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FairMoney API

FairMoney API

Offer microcredit & digital lending to Nigerian customers

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FCMB Open Banking API

FCMB Open Banking API

Link accounts & access transaction history via FCMB

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FHIR API (Fast Healthcare Interoperability Resources)

FHIR API (Fast Healthcare Interoperability Resources)

Exchange healthcare records & data between health systems

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Fincra

Fincra

Collect local & cross-border payments across 50+ currencies

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Fincra Identity

Fincra Identity

Resolve BVN, verify bank accounts & look up card BINs

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Fingerprint Pro (formerly FingerprintJS)

Fingerprint Pro (formerly FingerprintJS)

Identify unique visitors & devices to stop fraud

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Finnhub

Finnhub

Access real-time & historical stock market data including NGX

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Firebase Cloud Messaging (FCM)

Firebase Cloud Messaging (FCM)

Send free push notifications to Android, iOS & Web

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Fixer.io

Fixer.io

Access real-time & historical exchange rates for 170+ currencies

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Flutterwave API

Flutterwave API

Accept payments across Africa in 150+ countries

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Frankfurter

Frankfurter

Convert currencies using European Central Bank exchange rate data

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Gamp API

Gamp API

Price device insurance plans & manage claims

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GIG Logistics API

GIG Logistics API

Deliver parcels door-to-door across all 36 Nigerian states

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GreyNoise

GreyNoise

Distinguish malicious IPs from benign internet scanners

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GT Pay (GTPay)

GT Pay (GTPay)

Accept Verve card payments through a legacy gateway backed by GTBank

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Hasura

Hasura

Generate GraphQL & REST APIs instantly from your database schema

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Hotelbeds

Hotelbeds

Book hotel inventory from 180K+ properties worldwide

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IBM Text to Speech

IBM Text to Speech

Convert text into natural-sounding speech audio

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ImaliPay API

ImaliPay API

Add credit scoring, BNPL & micro-savings to your app

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Interswitch

Interswitch

Vend airtime, pay 3,000+ billers & process NIP transfers via Verve

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IP2WHOIS

IP2WHOIS

Look up domain ownership & registration data via WHOIS

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IPinfo

IPinfo

Geolocate IP addresses and detect VPNs, proxies & fraud signals

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JuheAPI Number Verify

JuheAPI Number Verify

Verify format, carrier & type of Chinese phone numbers

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JuheAPI Temp Mail

JuheAPI Temp Mail

Generate disposable email addresses for testing & spam protection

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Kora Identity

Kora Identity

Verify BVN, NIN & national IDs across four African countries

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Kora Payments API

Kora Payments API

Accept card, mobile money & bank transfer payments across four African countries

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Korapay Exchange Rate API

Korapay Exchange Rate API

Get real-time naira exchange rates from a licensed Nigerian processor

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Kuda Open API

Kuda Open API

Embed bank transfers, virtual accounts & bill payments

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Layer3Cloud

Layer3Cloud

Host cloud storage & servers in Nigerian data centers

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Lecto Translation API

Lecto Translation API

Translate text affordably across 90+ languages including Yoruba, Igbo & Hausa

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Lendsqr API

Lendsqr API

Build loan products with credit scoring & disbursement

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LoginRadius

LoginRadius

Manage user registration, login, MFA & consent in one platform

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Mainstack API

Mainstack API

Accept payments & manage payouts for creators and SMEs

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Marvel Comics API

Marvel Comics API

Access Marvel's characters, comics & creators data

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MetaMap

MetaMap

Verify NIN, BVN & identity documents with liveness & face match

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Miden Banking as a Service API

Miden Banking as a Service API

Issue cards, manage expenses & send payouts across Sub-Saharan Africa

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Moniepoint MFB API

Moniepoint MFB API

Process payments & manage virtual accounts via Moniepoint

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Monnify

Monnify

Accept payments with same-day settlement & competitive transfer fees

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Mono Connect

Mono Connect

Link bank accounts to access transaction history & income data

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Naira Exchange Rates API

Naira Exchange Rates API

Access CBN, bank & bureau de change naira exchange rates for free

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Netapps IaaS API

Netapps IaaS API

Embed insurance products into your app without a license

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NextYield (Ujuzi Kilimo)

NextYield (Ujuzi Kilimo)

Get soil testing data & crop recommendations for African farms

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NG Data API

NG Data API

Access Nigerian states, LGAs & population data

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NGX Data Portal

NGX Data Portal

Access official Nigerian Exchange stock prices, indices & trading data

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NGX Pulse API

NGX Pulse API

Get real-time NSE trading alerts & market news

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NIBSS Interbank Settlement API

NIBSS Interbank Settlement API

Settle interbank transfers & connect Nigerian banks instantly

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Nigeria Geo Data API

Nigeria Geo Data API

Access Nigerian state, LGA & ward boundary data

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Nigeria Public Holidays API

Nigeria Public Holidays API

Get Nigeria's federal public holidays including moveable dates

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Nigerian Banks API

Nigerian Banks API

Look up Nigerian bank codes, USSD & SWIFT details

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Nium Payout API

Nium Payout API

Send payouts, collect payments & issue cards globally

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Nomba API

Nomba API

Accept checkout payments & manage POS transfers in Nigeria

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Nomba Global Payout API

Nomba Global Payout API

Collect Naira or stablecoin & disburse to international markets

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NumlookupAPI Phone Validation

NumlookupAPI Phone Validation

Look up carrier, location & line type for phone numbers

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Okra API

Okra API

Connect bank accounts & verify financial identity in Nigeria

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Onafriq (Baxi)

Onafriq (Baxi)

Collect cash payments through Nigeria's 460,000+ agent network

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OnePipe API

OnePipe API

Connect to Nigerian banks & payment processors via one API

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OneSignal

OneSignal

Send push, SMS, email & in-app messages with segmentation

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OPay

OPay

Accept card, bank transfer & USSD payments through OPay's 40M+ wallet network

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Open Movie Database (OMDb) API

Open Movie Database (OMDb) API

Search movies & TV shows with IMDb ratings

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Oxylabs

Oxylabs

Scrape websites at scale with premium proxy infrastructure

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Paga

Paga

Send money, pay bills & top up airtime at scale for agents

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PalmPay API

PalmPay API

Process payments, VTU & bill payments for merchants

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Pantry API

Pantry API

Store & retrieve JSON data with no backend setup

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Parallex Bank API

Parallex Bank API

Process payments, payouts & recurring billing via Parallex Bank

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Payaza API

Payaza API

Accept payments across 16+ countries including Nigeria, Ghana & Kenya

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Payoneer Payout API

Payoneer Payout API

Disburse payouts to recipients in 200+ countries

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Paystack API

Paystack API

Accept payments with Nigeria's most widely adopted gateway

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PayU Nigeria

PayU Nigeria

Accept payments through AI-driven infrastructure built for high-growth markets

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PayVessel Payments & Virtual Cards API

PayVessel Payments & Virtual Cards API

Collect payments, issue cards & verify identity in one Nigerian API

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Pexels API

Pexels API

Access 3M+ free stock photos and videos

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PhishTank API

PhishTank API

Check URLs against a verified phishing database

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PiggyVest Business API

PiggyVest Business API

Embed automated savings for employees & customers

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Pixabay API

Pixabay API

Search 4M+ free photos, vectors, illustrations & videos

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Pngme API

Pngme API

Aggregate bank & mobile money data across Africa

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Prayer Times API

Prayer Times API

Get accurate daily prayer times for any Nigerian city

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Property24.com

Property24.com

Search & list properties across Southern Africa

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Providus Bank API

Providus Bank API

Create virtual accounts & process transfers via Providus Bank

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Pulsedive

Pulsedive

Get enriched threat intelligence on IPs, domains & URLs

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Puppeteer

Puppeteer

Automate headless Chrome for scraping, testing & PDF generation

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Pusher

Pusher

Power live chat, notifications & real-time features via WebSockets

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Quidax

Quidax

Accept stablecoin payments & build crypto wallet features

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Rapyd Payout API

Rapyd Payout API

Collect & disburse payments across 100+ countries

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Reliance Health API

Reliance Health API

Manage health insurance policies & claims for employees

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Remita

Remita

Collect payments & integrate IPPIS payroll for government agencies

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Resend

Resend

Send transactional email with React Email templates & webhooks

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RexPay (Global Accelerex)

RexPay (Global Accelerex)

Accept card, internet banking transfer & USSD payments via a CBN-certified gateway

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RoutePay Fintech

RoutePay Fintech

Accept web, mobile, POS, ATM & USSD payments plus merchant micro-loans

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RxNav API

RxNav API

Access drug identifiers, interactions & NDC codes

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ScrapingDog

ScrapingDog

Scrape sites without blocks using proxies & CAPTCHA solving

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SeerBit

SeerBit

Accept card & bank transfer payments with local acquiring across 10+ African markets

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Selenium Web Scraping

Selenium Web Scraping

Automate browsers for scraping, testing & form filling

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Shodan

Shodan

Discover internet-connected devices & exposed services

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SPay Business Solutions

SPay Business Solutions

Accept online card & bank payments without complex setup

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Squad

Squad

Accept payments & issue virtual accounts through a GTBank-backed gateway

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Square API

Square API

Build point-of-sale & online payment systems

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Stellas Microfinance Bank API

Stellas Microfinance Bank API

Process payments & collections for microfinance operations

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Sterling Bank (sPay) API

Sterling Bank (sPay) API

Verify BVN & collect payments via Sterling Bank

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Stripe

Stripe

Accept payments, subscriptions & card issuing for global markets

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Sudo Africa Cards & Accounts API

Sudo Africa Cards & Accounts API

Build multi-currency virtual & physical card products across Africa

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Tendar API

Tendar API

Offer BNPL checkout & manage installment payments

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Thrivyx API

Thrivyx API

Share files securely & collaborate with built-in cybersecurity tools

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Thunes Payout API

Thunes Payout API

Disburse payouts to bank accounts & wallets in 140 countries

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Timeanddate Public Holidays

Timeanddate Public Holidays

Access holiday & observance data with full timezone support

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Tisane Text Analysis API

Tisane Text Analysis API

Analyze multilingual text for entities, sentiment & content safety

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TomTom Maps

TomTom Maps

Get turn-by-turn routing, real-time traffic & navigation data

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Twilio SendGrid

Twilio SendGrid

Send transactional & marketing emails at scale with delivery analytics

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Unlimit (formerly CardPay)

Unlimit (formerly CardPay)

Accept international payments for e-commerce, gaming & travel platforms

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Unsplash API

Unsplash API

Access free, high-quality photography from professional photographers

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ValueRay

ValueRay

Access stock valuation metrics & fundamental ratios for global equities

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VATComply.com

VATComply.com

Validate EU VAT numbers & retrieve VAT rates for free

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VelvPay

VelvPay

Accept payments at 1% fees, built for Nigerian SMEs and freelancers

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Veriphone Phone Validation

Veriphone Phone Validation

Validate phone numbers & look up carriers across 249 countries

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VFD

VFD

Build wallets, loans & bill payments on VFD's bank infrastructure

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WebScraping.AI

WebScraping.AI

Extract specific data fields from pages using AI-powered scraping

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WeCanTrack Attribution API

WeCanTrack Attribution API

Track conversions across multiple affiliate networks

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Wema Bank (Sparkle) API

Wema Bank (Sparkle) API

Link accounts & access transaction data via Wema Bank

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Wireless Card Issuing & USSD API

Wireless Card Issuing & USSD API

Issue payment cards & process USSD payments across Africa

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Woven Finance

Woven Finance

Issue multi-bank virtual accounts to power wallets for microfinance banks

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XE Currency Data API

XE Currency Data API

Access enterprise-grade mid-market exchange rates for 170+ currencies

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Zone (formerly AppZone)

Zone (formerly AppZone)

Process ATM, POS & web/in-app payments through a blockchain-based switch