Alat by Wema API

AI & ML · eCommerce · Banking & Fintech · Payments

Alat by Wema is Wema Bank's comprehensive digital banking and payments platform providing APIs for payment processing, account management, and embedded finance solutions. The platform enables businesses and fintech partners to accept payments through multiple channels (card payments, bank transfers, bank details/static accounts, USSD), manage accounts, and integrate banking services.

freemium

API Key / OAuth 2.0

Contact support

✓ Available

Best For

Nigerian businesses, e-commerce stores, fintech platforms, and service providers needing reliable payment processing, account management, and embedded banking solutions with multiple payment channel support

Pricing

Partner-only platform for approved fintech collaborations and banking integrations. Not self-service. Contact alatpaysupport@wemabank.com for partnership and integration programs. Features: payments (card, transfer, USSD), virtual accounts, account management, embedded finance, KYC.

Key Highlights

  • Partner banking APIs
  • Account opening and management
  • Payment and transfer services
  • Embedded finance for partners
  • Developer sandbox for testing

Required Access Documents

  • Partner AgreementRequired
    Approved fintech partner status required for Alat by Wema partner banking APIs; AlatPay merchant onboarding for payment acceptance.

Use Cases

  • AlatPay Checkout:Accept card, transfer, and USSD payments via Wema's AlatPay gateway.
  • Embedded Banking:Access partner banking APIs for approved fintech integrations.

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