Epic Pay API
Payments · Banking & Fintech · Nigeria
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Epic Pay API Highlights
Epic Pay API is verified for developer integrations in Nigeria and across African markets, providing documented endpoints, sandbox testing, and developer support.
Authentication
API Key (from EpicPay Gateway Developer Portal)
Rate Limit
Not publicly specified
Sandbox Mode
✓ Available
Webhooks
Not verified yet
Supported Regions
Nigeria
Ghana
Kenya
NigeriaGhanaKenyaEpic Pay API Services
One-Time PaymentsRecurring BillingPayload TokenizationCustomer Management
Alternative African Company to
Epic Pay API is best for:
Nigerian businesses, fintechs, and developers that need a white-label-ready payment gateway with PCI DSS 4.0 certification, supporting one-time payments, recurring billing, tokenization, and agent boarding via a multi-API developer portal.
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API Pricing Model
- Not publicly listed
- Contact Epic Pay for transaction fee structure
- Free developer portal access for testing
Epic Pay API Core Features & Capabilities
Features Included
Not Supported
Crypto PaymentsUSSD PaymentsFX / Multi-Currency
Required Access Documents for Epic Pay API
- CAC Registration CertificateRequiredCertificate of Incorporation or Business Name Registration from the Corporate Affairs Commission for Nigerian merchant onboarding.
- Director Government IDRequiredValid government-issued ID for business owners and directors required for PSS-licensed platform compliance.
- Business Bank AccountRequiredActive Nigerian bank account for merchant settlement of processed transactions.
- PCI DSS Compliance ConfirmationOptionalFor merchants handling card data directly, Epic Pay may require confirmation of PCI scope and data handling practices.
Different Epic Pay API use cases
- Subscription Billing Platform:Nigerian SaaS companies can use Epic Pay recurring billing API to charge customers automatically on weekly, monthly, or annual cycles with tokenized card storage ensuring smooth renewals without re-entry.
- White-Label Payment Gateway:Nigerian fintechs and ISOs can use Epic Pay's white-label capabilities and Boarding API to deploy a branded payment gateway onboarding sub-merchants and processing payments under their own brand.
- Agent Network Management:Financial institutions and super-agents can use the Epic Pay Boarding API to programmatically onboard, configure, and manage sub-agent terminals across Nigeria's agent banking network.
- E-commerce Checkout Integration:Nigerian online stores can integrate Epic Pay Payment API via Java or C# SDK to accept card payments with AVS verification reducing fraud on international card transactions.
- Transaction Reporting and Analytics:Use the Epic Pay Reporting API to pull real-time and historical transaction data into a merchant's ERP or dashboard enabling automated reconciliation and financial reporting for Nigerian businesses.