Wema Bank (Sparkle) API

Banking & Fintech

Wema Bank provides Open Banking APIs through its Sparkle platform. The Wema Bank API enables account linking, transaction access, and open banking functionality.

free

API Key

Standard open banking limits

✓ Available

Best For

Nigerian fintechs needing account linking via an early open-banking adopter

Pricing

Early open banking pioneer in Nigeria. Sparkle platform. Free for approved partners. Good for account connectivity.

Key Highlights

  • Open Banking APIs
  • Account linking
  • Transaction data
  • Early open banking adopter
  • Fintech-friendly

Required Access Documents

  • Business Registration (CAC)Required
    Registered Nigerian business documentation required for production access.
  • API Key / Partner AgreementRequired
    Issued after onboarding and compliance review.

Use Cases

  • Account Aggregation:Link and read customer bank account data with consent.
  • Open Banking Products:Build financial products on top of linked account data.

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