Interswitch API
Payments · Banking & Fintech · Nigeria
Interswitch Group is Nigeria's pioneering payment infrastructure company and the creator of the Verve card network the most widely used debit card in Nigeria with over 35 million cardholders. Founded in 2002 and listed on the Nigerian Stock Exchange, Interswitch owns and operates Nigeria's core payment switching infrastructure, connecting virtually all Nigerian banks.
Interswitch API Highlights
Interswitch API is verified for developer integrations in Nigeria and across African markets, providing documented endpoints, sandbox testing, and developer support.
OAuth 2.0 (Client ID + Secret Key from developer console)
Not publicly specified
Nigeria
Ghana
KenyaInterswitch API is best for:
Nigerian enterprises, banks, fintechs, and businesses needing access to Interswitch's 3,000+ biller network, airtime vending, NIP instant transfers, and the Verve card network backed by Nigeria's oldest and largest payment infrastructure company.
- Integration free
- Local transactions:1.5% capped at ₦2,000 (7.5% VAT applies)
- Customized volume pricing available for high-volume merchants
- Settlement within 48 hours
Interswitch API Core Features & Capabilities
Features Included
Not Supported
Interswitch API Supported Webhook Events
Webhooks supported (Webhooks). Check official documentation for endpoint setup.
Required Access Documents for Interswitch API
- CAC Registration CertificateRequiredCertificate of Incorporation or Business Name Registration from the Corporate Affairs Commission.
- Director BVN and Government IDRequiredBVN and valid government-issued ID for directors required for merchant onboarding.
- Business Bank AccountRequiredActive Nigerian bank account for settlement of transactions.
- Developer Console AccountRequiredCreate a developer account at developer.interswitch.com, register an app, and obtain Client ID + Secret Key to begin integration.
Different Interswitch API use cases
- Bill Payment Super-App:Nigerian fintech super-apps can use Interswitch Quickteller SVA API to offer customers access to 3,000+ billers electricity, DSTV, airtime, water, school fees all through one API integration.
- Airtime and Data Vending Platform:Nigerian VTU (Virtual Top-Up) businesses can use the Quickteller airtime vending API to resell airtime for all Nigerian networks (MTN, Airtel, Glo, 9mobile) at scale with instant credit.
- Bank-Grade Checkout Integration:Nigerian businesses can use Interswitch Quickteller Business hosted fields to capture card details in a PCI DSS-compliant iframe keeping card data off merchant servers while processing Verve, Visa, and Mastercard payments.
- Bulk NIP Transfers for Payroll:Nigerian enterprises can use Interswitch instant transfer API to disburse salaries to hundreds of employees across all Nigerian banks in a single batch, with real-time transaction status.
- Government Tax and Levy Collection:Nigerian government agencies integrated with the Interswitch network can use Quickteller Business to accept tax, fee, and levy payments from citizens through online portals, USSD, or QR codes.