NIBSS Interbank Settlement API
NIBSS (Interbank Settlement System) ·
The NIBSS (Nigeria Inter-Bank Settlement System) API provides access to real-time interbank payment settlement, instant transfer (InstaPay), and bank connectivity services. NIBSS operates Nigeria critical national payment infrastructure handling trillions of naira in daily transactions.
Notes
NIBSS is the central Nigerian interbank settlement platform. API access restricted to licensed banks and authorized fintech partners. PKI/certificate-based authentication. Essential for any platform handling interbank transfers in Nigeria. Also operates NIBSS FIPSnet for foreign exchange settlement.
Features Included
Technical Specs
- Pricing:Licensed banks and authorized financial institutions. Partnership required with NIBSS.
- Authentication:Certificate/PKI
- Rate Limit:Determined by NIBSS membership tier and settlement volume
- Sandbox Mode:✓ Available
Key Highlights
- Real-time interbank fund transfers
- NIBSS InstaPay for near-instant settlements
- Bank-to-bank payment switching
- Liquidity management and settlement
- Enterprise PKI security standard