Sterling Bank (sPay) API

Identity & KYC · Banking & Fintech · Payments

Sterling Bank provides Open Banking and embedded finance APIs through its sPay platform. The Sterling Bank API enables BVN verification, collections, open banking access, and custom integrations.

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API Key

Contact Sterling Bank

✓ Available

Best For

Nigerian SMEs and fintechs needing BVN verification and collections

Pricing

Commercial bank with SME-focused APIs. Open Banking support. Good for embedded finance and KYC. Contact sPay team for access.

Key Highlights

  • Open Banking API
  • BVN verification
  • Collections
  • Embedded finance
  • SME-friendly

Required Access Documents

  • Business Registration (CAC)Required
    Registered Nigerian business documentation required for production access.
  • API Key / Partner AgreementRequired
    Issued after onboarding and compliance review.

Use Cases

  • KYC Verification:Verify customer identity via BVN during onboarding.
  • Payment Collections:Collect customer payments through Sterling's sPay rails.

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