FCMB Open Banking API

Banking & Fintech

FCMB (First City Monument Bank) provides Open Banking APIs enabling account linking, transaction history, and bank data access. FCMB was an early open banking participant in Nigeria.

free

Dynamic HMAC-SHA512 Signature + Ocp-Apim-Subscription-Key header

Standard open banking limits

✓ Available

Best For

Nigerian fintechs needing FCMB account connectivity and data access

Pricing

Authentication: Signature = SHA-512(UTC Time || Client ID || Secret Password). Requires API product subscription with manual admin approval. Register profile, configure application, subscribe to banking products via https://devportal.fcmb.com/

Key Highlights

  • Open Banking APIs
  • Account linking
  • Transaction history
  • Early open banking participant
  • Developer-friendly

Required Access Documents

  • Business Registration (CAC)Required
    Registered Nigerian business documentation required for production access.
  • API Key / Partner AgreementRequired
    Issued after onboarding and compliance review.

Use Cases

  • Account Connectivity:Link customer FCMB accounts for balance and transaction visibility.
  • Financial Data Products:Build budgeting or lending tools on FCMB account data.

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