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HomeCategoriesPaymentsCBI Monie API

CBI Monie API

Payments · Banking & Fintech · BaaS · Nigeria

CBI Monie is a Nigerian payment infrastructure platform operated by CBI Technologies Limited. The company is licensed by the Central Bank of Nigeria (CBN), ISO-certified, NDPR-compliant, and PCI-DSS certified making it one of the compliance-ready options for Nigerian businesses and fintechs needing embedded payment capabilities.

CBI Monie API Highlights

CBI Monie API is verified for developer integrations in Nigeria and across African markets, providing documented endpoints, sandbox testing, and developer support.

Authentication

API Key (contact CBI Monie to obtain)

Rate Limit

Not publicly specified

Sandbox Mode
✓ Available
Webhooks
✓ Supported
Supported Regions
NigeriaNigeriaGhanaGhanaKenyaKenya
CBI Monie API Services
Wallet Balance & TransactionsQR Code PaymentsVirtual Account GenerationMerchant Onboarding API
Alternative African Company to
PlaidStripe TreasuryTinkMarqeta

CBI Monie API is best for:

Nigerian fintechs, ERP systems, government platforms, and agent network operators that need embedded payment infrastructure wallets, virtual accounts, QR codes, and merchant onboarding via a CBN-licensed, PCI-DSS certified API.

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API Pricing Model
  • Pricing not publicly listed
  • Contact CBI Monie at support@cbitechnologiesltd.com for enterprise API access and fee structure

CBI Monie API Core Features & Capabilities

Features Included

Wallet Balance & TransactionsQR Code PaymentsVirtual Account GenerationMerchant Onboarding APIPayment Links & CheckoutWebhooksSandbox EnvironmentPOS Terminal Support

Not Supported

USSD PaymentsCrypto PaymentsInternational TransfersCard Issuance

CBI Monie API Supported Webhook Events

Webhooks supported (Webhooks). Check official documentation for endpoint setup.

Required Access Documents for CBI Monie API

  • CAC Registration CertificateRequired
    Certificate of Incorporation or Business Name Registration from the Corporate Affairs Commission for merchant and API partner onboarding.
  • Director Government IDRequired
    Valid government-issued ID for company directors International Passport, Driver's Licence, or NIN.
  • Business Bank AccountRequired
    Active Nigerian bank account for settlement of transactions processed through CBI Monie.
  • API Access RequestRequired
    CBI Monie API access is by request submit through support@cbitechnologiesltd.com before integration begins.

Different CBI Monie API use cases

  • Agent Network Payment Infrastructure:Use CBI Monie Merchant Onboarding API to programmatically onboard agents across Nigeria provisioning POS terminals, QR codes, and virtual accounts for each agent to collect payments on your behalf.
  • Government Levy Collection:Government agencies and parastatals can use CBI Monie to build digital levy or fee collection portals, accepting payments from citizens via QR, card, or bank transfer with real-time reporting.
  • ERP Payment Collection Module:Embed CBI Monie's Virtual Account and Checkout APIs into Nigerian ERP systems to allow businesses to receive payments from customers directly within the ERP, automating reconciliation.
  • Wallet-Powered Fintech App:Nigerian fintech startups can use CBI Monie Wallet API to build consumer or SME wallet apps managing balances, initiating payouts, and tracking transaction histories through a single integration.
  • Multi-Channel POS + Online Payments:Retail businesses with both physical and online presence can use CBI Monie to unify card payments from POS terminals and web checkout into one merchant dashboard with consolidated reporting.

CBI Monie API Alternatives

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