Nium Payout API
Payments · Banking & Fintech
Nium is a Singapore-headquartered global payments infrastructure company that provides businesses with a unified API to send payments to 190+ countries, collect payments in 35+ markets, and issue physical and virtual cards in 30+ countries. Nium is a licensed financial institution in multiple jurisdictions including the US, UK, EU, Singapore, and Australia, and serves financial institutions, fintech companies, banks, and enterprises that need to build or scale cross-border payment capabilities.
Nium Payout API Highlights
Nium Payout API is verified for developer integrations in Nigeria and across African markets, providing documented endpoints, sandbox testing, and developer support.
API Key (client-id + x-api-key headers)
Contact Nium account manager for TPS limits
Nigeria
Ghana
KenyaNium Payout API is best for:
Enterprise fintechs, global banks, and payment platforms needing a single API to payout to 190+ countries including Africa with collections in 35+ markets and card issuance in 30+ countries for building truly global payment products.
- Real-time payout fee calculation per transaction
- Exact rates vary by corridor see Nium Playbook at playbook.nium.com for country-specific pricing
Nium Payout API Core Features & Capabilities
Features Included
Not Supported
Nium Payout API Supported Webhook Events
Webhooks supported (Webhooks). Check official documentation for endpoint setup.
Required Access Documents for Nium Payout API
- Nium Enterprise AccountRequiredNium is an enterprise B2B platform. Apply via nium.com requires business verification and account manager assignment.
- AML/KYB Compliance DocumentsRequiredBusiness registration, director IDs, and AML compliance documentation required during Nium onboarding.
Different Nium Payout API use cases
- Global Platform Payouts:Nigerian fintechs and global platforms can use Nium to disburse earnings to contractors, sellers, and vendors in 190+ countries with Nigeria as a potential destination via bank transfer.
- Multi-Currency Card Issuance:Nigerian companies building expense management tools or corporate cards can use Nium's card issuance API to issue virtual and physical cards in 30+ countries.
- Enterprise Cross-Border Collections:Large enterprises can use Nium to collect payments in 35+ markets using local payment methods then route funds to a central account without managing multiple local payment processors.
- Real-Time International Disbursements:Payroll and remittance platforms can use Nium's real-time payout to 65 countries to ensure workers and beneficiaries receive funds within seconds of initiation.