Allawee Card Issuance API
Payments · Banking & Fintech · Financial Infrastructure
Allawee is a Nigerian-based financial technology platform that empowers businesses to issue, process, and manage payment cards without requiring a large engineering team or deep technical expertise. The platform abstracts the complexity of card program management — including coordination with sponsor banks, card networks, and payment processors — into simple, developer-friendly APIs that handle everything from card issuance to transaction intelligence.
Nigerian fintech startups, neobanks, microfinance institutions, and lending platforms needing CBN-compliant card issuance and payment infrastructure.
Allawee is regulated through Providus Bank PLC partnerships — not a bank itself. Test mode requires no KYC and offers full feature parity. Production access requires standard business documentation and KYC timelines.
Features Included
Not Supported
Technical Specs
- Pricing:Free tier available for testing; paid tiers for production use with transaction-based pricing. Exact pricing available upon request.
- Authentication:Bearer Token (API Key)
- Rate Limit:Not publicly specified; contact support for details
- Sandbox Mode:✓ Available
Key Highlights
- Nigeria-based with CBN-regulated partner banks
- Card issuance with nationwide physical pickup
- Instant bank account creation and payments
- Test mode before KYC approval
- Merchant classification built-in
- No-code platform for non-technical users
- Granular API key permissions
Required Access Documents
- CAC Registration CertificateRequiredCertificate of Incorporation from CAC required for business KYC.
- Director BVN & NINRequiredBank Verification Number and National Identification Number of director.
- Utility Bill or Bank StatementOptionalRecent utility bill or bank statement for address verification.
- Business Bank AccountRequiredActive Nigerian bank account in business name.
Use Cases
- Fintech Card Payments:Build a Nigerian fintech app that issues physical cards to customers using Allawee, enabling spending across POS terminals, online merchants, and ATMs nationwide.
- Neobank Account & Payments:Create a neobank using Allawee Accounts API to issue fully functional bank accounts with instant inter-bank transfers and real-time transaction visibility.
- Microfinance Lending:Build a microfinance platform using Credit Data Decisioning API to assess borrower creditworthiness based on transaction patterns for faster loan approvals.
- Fleet & Fuel Management:Develop fleet management system that issues fuel cards with merchant classification to track fuel spend by location and vendor for Nigerian logistics companies.
- Payroll & Salary Management:Create payroll platform that issues prepaid cards and uses Accounts API to disburse salaries directly to employee bank accounts.