Question 1

What does Dojah Address Verification API do?

Accepted Answer

Dojah Address Verification API is a specialized endpoint within the broader Dojah identity verification platform, enabling Nigerian businesses to validate customer addresses programmatically and in real time. Part of a comprehensive KYC ecosystem that also includes BVN verification, NIN lookup, and document checks, the Address Verification API allows fintechs, lenders, e-commerce platforms, and logistics companies to confirm that submitted addresses are legitimate Nigerian locations — reducing fraud, improving delivery success rates, and maintaining regulatory compliance.

Dojah was founded to make identity verification accessible and affordable for African businesses. The address verification product directly addresses a challenge unique to the Nigerian market: informal and inconsistent address formats. Unlike countries with standardized postal systems, Nigerian addresses often rely on local landmarks, neighborhood names, and abbreviated LGA references that vary by city and speaker. Dojah's API normalizes and validates these inputs against reference databases, providing a structured verification result.

**How Address Verification Works**

The API accepts address details including street, LGA, state, and postal code. It cross-references this against verified address databases and geospatial records to return a confidence score and structured verification result indicating whether the address exists and can be matched to a known location. For enhanced verification, Dojah can also cross-reference the address against identity records tied to BVN or NIN, confirming that the person claiming to live at an address actually has records linking them to that location.

The API returns standardized responses in JSON format, making it straightforward to integrate into onboarding flows. A pass result indicates the address is verifiable; a fail or low-confidence result triggers manual review or additional verification steps.

**KYC Compliance for Nigerian Fintechs**

The Central Bank of Nigeria's KYC guidelines require financial institutions to verify customer addresses as part of customer due diligence. This applies to digital banks, lending platforms, cryptocurrency exchanges, investment apps, and payment processors operating under CBN regulation. Failing to adequately verify addresses exposes businesses to regulatory penalties and increases fraud exposure.

Dojah's Address Verification API provides an automated, auditable way to fulfill this requirement. Each verification creates a timestamped record that can be stored and presented to regulators during audits. By automating what would otherwise be a manual document-review process, companies can onboard hundreds of customers per day without proportionally scaling their compliance team.

**Fraud Prevention in E-Commerce and Lending**

Nigerian online merchants face significant losses from card-not-present fraud and account takeover attempts. One common fraud signal is a mismatch between the billing address on file and the delivery address submitted at checkout. By verifying both addresses through Dojah's API, merchants can flag suspicious orders before fulfillment.

For digital lenders using BNPL models or personal loan products, address verification is a key signal in credit risk assessment. A borrower who cannot verify their stated home address represents higher default risk. Automating this check at the application stage reduces manual underwriting time and improves the quality of the loan book.

**Logistics and Last-Mile Delivery**

Failed deliveries cost Nigerian logistics companies money in wasted fuel, courier time, and customer service overhead. A significant portion of failed deliveries result from incorrect or incomplete addresses submitted at checkout. The Dojah Address Verification API can be integrated at the point of checkout or dispatch to validate that a delivery address corresponds to a real, locatable Nigerian location before a courier is dispatched.

This pre-dispatch validation reduces failed first-attempt deliveries, improves courier efficiency, and lowers the rate of customer refund requests. For high-volume logistics operations managing hundreds or thousands of daily deliveries across Lagos, Abuja, and other Nigerian cities, even a small improvement in first-attempt delivery success translates directly to significant cost savings.

**Sandbox for Safe Testing**

Dojah provides a sandbox environment that mirrors the production API with test data, allowing developers to build and test address verification flows without consuming paid API credits or exposing real customer data during development. The sandbox uses realistic Nigerian address formats and returns both pass and fail scenarios, enabling thorough testing of application error handling and edge cases.

**Integration with the Dojah Ecosystem**

One of the most powerful aspects of using Dojah Address Verification is its native integration with the wider Dojah platform. A business can combine address verification with BVN verification, NIN lookup, facial recognition, and document scanning in a single API relationship, simplifying vendor management and potentially reducing per-verification costs through bundled pricing. This makes Dojah an attractive one-stop KYC solution for Nigerian fintechs and regulated businesses.

Authentication uses standard API Key headers, and the RESTful endpoints follow predictable patterns documented in the Dojah developer portal. Onboarding is fast — a developer can obtain API credentials, integrate the endpoint, and run their first verification within a day.

For Nigerian businesses navigating the dual challenge of regulatory compliance and fraud prevention, Dojah Address Verification API is a targeted, effective tool that automates one of the most operationally complex parts of customer onboarding.

Question 2

How much does Dojah Address Verification API cost?

Accepted Answer

Dojah Address Verification API is free to start, with paid tiers for higher usage (freemium). Free sandbox for testing. Paid production plans priced per verification. Volume discounts available for fintechs and enterprises.

Question 3

How do I authenticate with the Dojah Address Verification API API?

Accepted Answer

API Key

Question 4

Is there a rate limit on Dojah Address Verification API?

Accepted Answer

Sandbox: unlimited testing; Production: rate limits per plan tier

Question 5

Does Dojah Address Verification API offer a sandbox or test mode?

Accepted Answer

Yes — Dojah Address Verification API provides a sandbox or test environment so you can integrate and test before going live.

Question 6

What is Dojah Address Verification API best suited for?

Accepted Answer

Nigerian fintechs, lenders, and e-commerce platforms needing address verification for KYC compliance and fraud prevention

Question 7

Is there anything else I should know before integrating Dojah Address Verification API?

Accepted Answer

Part of the broader Dojah identity platform. Can be combined with BVN, NIN, and document verification endpoints for full KYC flows.

Question 8

Where can I find Dojah Address Verification API's documentation?

Accepted Answer

The official API documentation is at https://docs.dojah.io/. The provider's website is https://dojah.io/.

Question 9

Does Dojah Address Verification API support Nigerian developers?

Accepted Answer

Yes — Dojah Address Verification API explicitly supports Nigerian developers/use cases.

Dojah Address Verification API

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