Okra API
Identity & KYC · Data Validation · Banking & Fintech
Open finance API platform for accessing customer financial data from Nigerian banks. Okra enables developers to build financial applications with access to bank account data, transaction history, and financial identity verification.
Best For
Nigerian fintechs needing account data access with consent
Pricing
Product-specific base URLs: identity verification routes to https://identity-api.okra.ng/v2/products/nin-verify. Rate limiting headers: X-RateLimit-Limit, X-RateLimit-Remaining, Retry-After.
Key Highlights
- Bank account data access
- Transaction history and statements
- Financial identity verification
- Multi-bank aggregation
- Real-time financial data
Required Access Documents
- Business Account + Customer ConsentRequiredRequires a business account and end-user consent flow for bank data access.
Use Cases
- Account Aggregation:Access a customer's Nigerian bank data with their consent.
- Lending Underwriting:Use transaction history for credit decisions.