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HomeCategoriesPaymentsPayoneer Payout API

Payoneer Payout API

Payments · Banking & Fintech

Payoneer is a global financial services company headquartered in New York that specializes in cross-border payments and mass payouts. Founded in 2005, Payoneer serves 5 million+ businesses and freelancers in 190+ countries, and is particularly popular in emerging markets including Nigeria, where it is widely used by freelancers, remote workers, and digital service providers to receive international payments from global clients on platforms like Upwork, Fiverr, and direct business clients.

Payoneer Payout API Highlights

Payoneer Payout API is verified for developer integrations in Nigeria and across African markets, providing documented endpoints, sandbox testing, and developer support.

Authentication

OAuth 2.0 (Client ID + Client Secret)

Rate Limit

Contact Payoneer for rate limit details

Sandbox Mode
✓ Available
Webhooks
✓ Supported
Supported Regions
NigeriaNigeriaGhanaGhanaKenyaKenya
Payoneer Payout API Services
Mass Payouts (200+ countries)White-Label Payee RegistrationMulti-Currency SupportNGN Bank Withdrawal (Nigeria)
Alternative African Company to
PlaidStripe TreasuryTinkMarqeta

Payoneer Payout API is best for:

Marketplaces, platforms, and Nigerian freelancer payout services that need to disburse earnings to recipients in 200+ countries and Nigerian freelancers and contractors who receive international payments from global clients via Payoneer.

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API Pricing Model
  • Transaction-based pricing fees vary by payment type, method, currency, and corridor
  • No monthly platform fee for API
  • Contact Payoneer for enterprise pricing

Payoneer Payout API Core Features & Capabilities

Features Included

Mass Payouts (200+ countries)White-Label Payee RegistrationMulti-Currency SupportNGN Bank Withdrawal (Nigeria)OAuth 2.0 AuthenticationWebhooksMarketplace Payment Integration

Not Supported

Direct Nigerian Payment CollectionNGN Local CheckoutUSSD Payments

Payoneer Payout API Supported Webhook Events

Webhooks supported (Webhooks). Check official documentation for endpoint setup.

Required Access Documents for Payoneer Payout API

  • Payoneer Partner AccountRequired
    Apply for Payoneer API access as a platform partner at payoneer.com/developers.
  • Business VerificationRequired
    Company registration and compliance documents reviewed during Payoneer partner onboarding.
  • Payee KYC FlowOptional
    Individual payees (freelancers/contractors) who receive through your platform must complete Payoneer KYC themselves.

Different Payoneer Payout API use cases

  • Freelancer Payout Platform:Nigerian platforms connecting clients with Nigerian and global freelancers can use the Payoneer Mass Payout API to automatically disburse earnings to contractor Payoneer accounts with recipients withdrawing to their local bank in any country.
  • Marketplace Seller Payments:E-commerce marketplaces can use Payoneer's platform integration to automatically pay Nigerian and international sellers their earnings after each transaction handling currency conversion and compliance automatically.
  • Cross-Border Payroll:Global companies paying Nigerian remote workers can use Payoneer's API to disburse salary directly to each worker's Payoneer account where they can withdraw to their Nigerian bank account in NGN.
  • International Revenue Collection:Nigerian businesses providing services to international clients can request payment via Payoneer collecting USD, EUR, or GBP and converting to NGN for withdrawal to a local bank account.

Payoneer Payout API Alternatives

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