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HomeCategoriesPaymentsSeerBit API

SeerBit API

Payments · Banking & Fintech · Nigeria

SeerBit is a Nigerian payment gateway and pan-African payment infrastructure provider founded in 2019 by Omoniyi Kolade and Emmanuel Imam. SeerBit holds a CBN Payment Solution Service Provider (PSSP) license, is PCI-DSS certified, and has expanded beyond Nigeria to provide local payment acquiring in over 10 African markets including Ghana, Kenya, South Africa, Tanzania, Uganda, Côte d'Ivoire, Cameroon, Senegal, and others.

SeerBit API Highlights

SeerBit API is verified for developer integrations in Nigeria and across African markets, providing documented endpoints, sandbox testing, and developer support.

Authentication

Bearer Token (Public Key for client-side, Secret Key for server-side)

Rate Limit

Not publicly specified

Sandbox Mode
✓ Available
Webhooks
✓ Supported
Supported Regions
NigeriaNigeriaGhanaGhanaKenyaKenya
SeerBit API Services
Card PaymentsBank Transfer CheckoutUSSD PaymentsMobile Money
Alternative African Company to
PlaidStripe TreasuryTinkMarqeta

SeerBit API is best for:

Nigerian businesses and African platforms needing a multi-country payment gateway with local acquiring in 10+ African markets accepting card, bank transfer, USSD, and mobile money across Nigeria and anglophone/francophone Africa in one integration.

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API Pricing Model
  • Local transactions:1.5% capped at ₦2,000
  • International:3.8% per transaction
  • No setup fee
  • 24-hour settlement

SeerBit API Core Features & Capabilities

Features Included

Card PaymentsBank Transfer CheckoutUSSD PaymentsMobile MoneyDirect DebitCash CollectionsVirtual AccountsInternational CardsMulti-Country African AcquiringWebhooks

Not Supported

Split PaymentsCrypto Payments

SeerBit API Supported Webhook Events

Webhooks supported (Webhooks). Check official documentation for endpoint setup.

Required Access Documents for SeerBit API

  • CAC Registration CertificateRequired
    Certificate of Incorporation or Business Name Registration required for account activation.
  • Director BVN and Government IDRequired
    BVN and valid government-issued ID for directors.
  • Business Bank AccountRequired
    Active Nigerian bank account in business name for NGN settlement.

Different SeerBit API use cases

  • Pan-African E-commerce Checkout:Nigerian e-commerce platforms expanding to Ghana, Kenya, and South Africa can use SeerBit's single API to accept local payment methods in each country without managing multiple payment gateway integrations.
  • Recurring Direct Debit Billing:Nigerian SaaS and subscription platforms can use SeerBit Direct Debit to automatically debit customer bank accounts monthly enabling recurring billing without requiring card tokens.
  • International Card Acceptance:Nigerian businesses selling to overseas customers can use SeerBit's 3.8% international rate slightly lower than most Nigerian gateway competitors to accept Visa and Mastercard from international shoppers.
  • Mobile Money Collections in Francophone Africa:Nigerian platforms expanding to Côte d'Ivoire, Cameroon, or Senegal can use SeerBit's mobile money integration to collect Orange Money and MTN Mobile Money payments via the same SeerBit account.
  • Embedded Finance with SeerBit Alpha:Nigerian startups wanting to launch financial products (wallets, cards, lending) can use SeerBit Alpha to embed banking-as-a-service features without building payment infrastructure from scratch.

SeerBit API Alternatives

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Mono Connect API

Open banking infrastructure for real-time financial data, DirectPay, DirectDebit, GSM, disbursements & KYC verification