Providus Bank API
Banking & Fintech · Payments
Providus Bank is a fintech-friendly commercial bank providing Banking-as-a-Service (BaaS) APIs enabling fintech platforms to offer banking services. The Providus Bank API provides endpoints for transfers, virtual account creation, balance inquiries, statement retrieval, and webhook notifications.
Best For
Nigerian fintechs needing embedded banking infrastructure
Pricing
Commercial bank offering fintech-friendly BaaS APIs. Enterprise partnership required. Good for fintechs needing core banking infrastructure without building it themselves. Nigerian bank with API-first approach.
Key Highlights
- Virtual account creation and management
- Transfers and fund routing
- Balance and statement queries
- Webhook notifications
- Banking-as-a-Service for fintechs
Required Access Documents
- Business Registration (CAC)RequiredRegistered Nigerian business documentation required for production access.
- API Key / Partner AgreementRequiredIssued after onboarding and compliance review.
Use Cases
- Virtual Accounts:Issue dedicated virtual accounts for customer payment collection.
- Embedded Banking:Add core banking functionality to a fintech product via BaaS.