Airwallex API
Payments · Banking & Fintech · Forex
Airwallex is a global financial technology platform founded in Melbourne, Australia in 2015, now operating in 60+ countries including Nigeria. The platform provides businesses with multi-currency accounts, international payment infrastructure, FX conversion, and a full-featured API for automating cross-border financial operations.
Airwallex API Highlights
Airwallex API is verified for developer integrations in Nigeria and across African markets, providing documented endpoints, sandbox testing, and developer support.
API Key + OAuth 2.0 API keys for server-side calls; OAuth for connected account flows
Not publicly documented varies by plan and endpoint; contact Airwallex for production rate limits
Nigeria
Ghana
KenyaAirwallex API is best for:
Nigerian CAC-registered businesses development agencies, e-commerce stores, SaaS companies, and export services that need multi-currency accounts, international USD/GBP/EUR collections, automated FX conversion, and the ability to send or receive cross-border payments through a single API.
- No monthly account fee
- FX conversion:0.5 1.0% above mid-market rate
- International transfers:$0 $3 per transaction
- Card payment collection:2.8% + $0.30 per transaction (blended pricing) or interchange++ for high volume
- Bank transfer collection:free
- NGN payout fees apply on currency conversion
Airwallex API Core Features & Capabilities
Features Included
Not Supported
Airwallex API Supported Webhook Events
Webhooks supported (Webhook Events). Check official documentation for endpoint setup.
Required Access Documents for Airwallex API
- CAC Certificate of IncorporationRequiredCertificate of Incorporation or Business Name Registration from Nigeria's Corporate Affairs Commission required to open an Airwallex business account.
- Director / Owner Government IDRequiredInternational passport or National Identification Number (NIN) of the company director or owner.
- Business Address ProofRequiredUtility bill or bank statement not older than 3 months showing the business's registered address.
- Company Bank StatementsRequired3 6 months of company bank statements to verify financial history and business activity.
- Business DescriptionRequiredA brief description of the business, its industry, and intended use of the Airwallex account.
Different Airwallex API use cases
- International Client Billing:Receive USD or GBP payments from overseas clients into your Airwallex multi-currency account, convert to NGN at competitive FX rates, and pay out to Nigerian business accounts eliminating the traditional banking delays for Nigerian agencies and consultancies.
- Cross-border E-commerce Payouts:Nigerian export businesses or Shopify stores selling to international buyers can use Airwallex to collect foreign currency payments, manage FX exposure, and disburse NGN settlements to local suppliers.
- Vendor & Supplier Payments Abroad:Use the Airwallex Payouts API to programmatically pay international vendors, software subscriptions, or service providers in their local currencies avoiding the $50+ SWIFT fees charged by Nigerian commercial banks.
- Multi-currency SaaS Billing:Nigerian SaaS startups charging global customers can accept payments in USD, EUR, or GBP using Airwallex's payment acceptance API, holding balances in each currency and converting only when needed.
- Remittance & Diaspora Services:Build a diaspora remittance product that receives USD/GBP from Nigerians abroad and sends NGN payouts to Nigerian bank accounts using Airwallex's FX API and Nigeria payout corridor.