Duplo API
Payments · Banking & Fintech · Nigeria
Duplo is an API-first financial operating system for African businesses, providing a unified platform for B2B payments, expense management, virtual accounts, FX transfers, and NRS-compliant e-invoicing. Headquartered in Victoria Island, Lagos, Duplo is CBN PSSP-licensed, PCI DSS certified, ISO 27001 and 22301 certified, and NDPR-compliant.
Duplo API Highlights
Duplo API is verified for developer integrations in Nigeria and across African markets, providing documented endpoints, sandbox testing, and developer support.
API Key (dp_test_* for test mode, dp_live_* for live mode)
Not publicly specified
Nigeria
Ghana
KenyaDuplo API is best for:
African businesses, fintechs, SaaS platforms, and financial institutions that need a unified B2B payment operating system combining bulk payments, expense management, virtual accounts, FX, and NRS-compliant e-invoicing.
- Local cards:1.5% capped at ₦1,200 ₦1,300
- International cards:3.8% 4.0%
- Custom volume tiers for high-volume international processing
- Free account available
- Contact Duplo for enterprise pricing
Duplo API Core Features & Capabilities
Features Included
Not Supported
Duplo API Supported Webhook Events
Webhooks supported (Webhooks). Check official documentation for endpoint setup.
Required Access Documents for Duplo API
- CAC Registration CertificateRequiredCertificate of Incorporation or Business Name Registration from the Corporate Affairs Commission for Nigerian businesses.
- Director BVN and Government IDRequiredBVN and valid government-issued ID (International Passport, Driver's Licence, or NIN) for directors required to switch from test to live mode.
- Business Bank AccountRequiredActive Nigerian bank account for settlement of transactions processed via Duplo.
- Compliance QuestionnaireRequiredDuplo requires completion of compliance requirements before live mode is activated including business purpose, expected transaction volumes, and AML details.
Different Duplo API use cases
- B2B Bulk Payment Disbursement:Nigerian enterprises can use Duplo Bulk Payments API to pay up to 500 suppliers, vendors, or contractors simultaneously in a single API call eliminating manual bank transfers and speeding up payment cycles.
- Expense Management for Nigerian SMEs:SMEs can integrate Duplo's expense API to automate spend approval workflows, enforce budget limits, and generate real-time expense reports for financial control across multiple departments.
- NRS-Compliant E-Invoicing Platform:Nigerian SaaS accounting platforms can use Duplo's NRS-licensed e-invoicing API to generate FIRS-compliant invoices and tax documents automatically meeting Nigeria's evolving tax digitization requirements.
- Marketplace Vendor Payouts:Nigerian marketplace platforms can use Duplo virtual accounts and payout APIs to collect buyer payments, hold funds, and disburse to verified vendors after delivery confirmation with full reconciliation.
- Pan-African Payment Operations:Nigerian businesses trading across Africa can use Duplo's 80+ currency support and 160+ country reach to pay international suppliers and receive from cross-border customers from a single platform.