Question 1

What does CredPal API do?

Accepted Answer

CredPal is a Nigerian BNPL and consumer credit specialist providing APIs for installment payments. The CredPal API enables "shop now, pay in installments" functionality for online and offline retail. Merchants integrated with CredPal can offer customers up to 6-month payment plans. Nigerian retailers, e-commerce platforms, and partners like Jumia use CredPal API to offer flexible payment options and increase sales through installment options.

Question 2

How much does CredPal API cost?

Accepted Answer

CredPal API is a paid API. Commission-based on transactions and installment plans

Question 3

How do I authenticate with the CredPal API API?

Accepted Answer

API Key

Question 4

Is there a rate limit on CredPal API?

Accepted Answer

Contact CredPal for merchant limits

Question 5

Does CredPal API offer a sandbox or test mode?

Accepted Answer

Yes — CredPal API provides a sandbox or test environment so you can integrate and test before going live.

Question 6

What is CredPal API best suited for?

Accepted Answer

Nigerian retailers wanting installment payment options for customers

Question 7

Is there anything else I should know before integrating CredPal API?

Accepted Answer

Nigerian BNPL specialist. Merchant integrations. Works with major retail partners. Good for increasing conversion through installments.

Question 8

Where can I find CredPal API's documentation?

Accepted Answer

The official API documentation is at https://credpal.com/merchant. The provider's website is https://credpal.com.

Question 9

Does CredPal API support Nigerian developers?

Accepted Answer

Yes — CredPal API explicitly supports Nigerian developers/use cases.

CredPal API

Features Included

Key Highlights

Required Access Documents

Use Cases

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