ImaliPay API

Banking & Fintech · Payments

ImaliPay is a Nigerian fintech platform providing APIs for credit scoring, buy-now-pay-later (BNPL), micro-savings, and insurance products. The ImaliPay API enables fintech platforms, e-commerce sites, and lenders to integrate credit assessment, BNPL financing, user savings tools, and insurance coverage into their applications.

freemium

API Key

Contact ImaliPay for rate limits; typically 1,000+ req/hour on production

✓ Available

Best For

Nigerian fintechs and e-commerce platforms adding credit and BNPL products

Pricing

ImaliPay: Nigerian fintech platform with sandboxed endpoints. Webhook verification for real-time notifications. Alternative credit metrics using driver behavior and transaction telemetry. BNPL and micro-savings ideal for emerging market consumers.

Key Highlights

  • Credit scoring with alternative metrics and driver data
  • Buy-now-pay-later (BNPL) financing solutions
  • Micro-savings and user-initiated savings targets
  • Insurance product integration and claims
  • Hybrid mobile/WhatsApp payment gateways

Required Access Documents

  • Merchant/Business AccountRequired
    Register as a merchant or business partner to access production credentials.

Use Cases

  • BNPL Checkout:Offer installment payment options at e-commerce checkout.
  • Credit Assessment:Score borrower creditworthiness using alternative data.

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