Sudo Africa Cards & Accounts API
Payments · Banking & Fintech · Financial Infrastructure
Sudo Africa Cards and Accounts API is a pan-African Banking-as-a-Service platform that enables fintech companies, startups, and financial service providers across Africa to issue virtual and physical payment cards, create multi-currency bank accounts, and build card-based financial products without requiring independent bank or card scheme licensing. Sudo Africa provides the regulatory infrastructure and card scheme relationships that allow technology companies to offer branded financial products as a service layer on top of Sudo's licensed banking infrastructure.
Sudo Africa Cards & Accounts API Highlights
Sudo Africa Cards & Accounts API is verified for developer integrations in Nigeria and across African markets, providing documented endpoints, sandbox testing, and developer support.
Bearer Token (API Key)
Not publicly specified; check documentation
Nigeria
Ghana
KenyaSudo Africa Cards & Accounts API is best for:
African fintech startups, neobanks, and financial service platforms needing card issuance and virtual account infrastructure without bank negotiations.
- Free tier for testing; production pricing available on request
- Transaction-based fees for card issuance and account services
Sudo Africa Cards & Accounts API Core Features & Capabilities
Features Included
Not Supported
Sudo Africa Cards & Accounts API Supported Webhook Events
Webhooks supported (Webhooks). Check official documentation for endpoint setup.
Required Access Documents for Sudo Africa Cards & Accounts API
- CAC Registration CertificateRequiredBusiness registration from CAC for KYC verification.
- Director BVN & NINRequiredDirector or owner identity documents.
- Business Bank AccountRequiredActive account for settlement.
- Utility BillOptionalAddress verification document.
Different Sudo Africa Cards & Accounts API use cases
- Fintech Employee Cards:Build an expense management platform issuing prepaid cards to employees using Sudo's Cards API with spending controls and category restrictions.
- Marketplace Payment Splitting:Create a marketplace platform that issues vendor cards and automates payout distributions using Sudo's Accounts API.
- Neobank Account Creation:Launch a neobank service offering virtual accounts to customers using Sudo's Accounts API with multi-currency support.
- Student Allowance Cards:Develop an edtech platform issuing cards to students with parental spending controls via Sudo's Card Issuance API.
- Payroll & Salary Cards:Build payroll software that issues employee salary cards and direct account transfers using Sudo's unified APIs.