Nomba API
Payments · Banking & Fintech · Nigeria
Nomba is a Nigerian payment infrastructure company and CBN-licensed Payment Service Provider. Formerly known as Kudi, Nomba pivoted from a consumer-facing payment agent app to a comprehensive B2B payments infrastructure platform serving Nigerian businesses with APIs for checkout, virtual accounts, transfers, and POS terminal management.
Nomba API Highlights
Nomba API is verified for developer integrations in Nigeria and across African markets, providing documented endpoints, sandbox testing, and developer support.
OAuth2 Bearer Token (Client Credentials or PKCE flow). Access tokens obtained from dashboard API Keys.
Not publicly specified
Nigeria
Ghana
KenyaNomba API is best for:
Nigerian businesses, merchants, and fintech platforms that need a developer API from a CBN-licensed operator with POS terminal integration, checkout, virtual accounts, and bank transfers all on one platform backed by Nomba's agent banking network.
- Transaction-based pricing
- Exact rates not publicly listed contact Nomba for enterprise pricing
- API access is free to set up via the Nomba business dashboard
Nomba API Core Features & Capabilities
Features Included
Not Supported
Nomba API Supported Webhook Events
Webhooks supported (Webhooks). Check official documentation for endpoint setup.
Required Access Documents for Nomba API
- Nomba Business AccountRequiredRegister a business account at nomba.com to access the API dashboard and generate API keys.
- CAC Registration CertificateRequiredCertificate of Incorporation or Business Name Registration required for CBN KYC and live mode activation.
- Director BVN and Government IDRequiredBVN and valid government-issued ID for directors standard CBN compliance requirement.
Different Nomba API use cases
- In-App Payment Checkout:Nigerian businesses can embed the Nomba Checkout API into their web or mobile apps to collect card and bank transfer payments without building a custom payment form.
- Instant Bank Disbursements:Use the Nomba Transfer API to send instant payouts to any Nigerian bank account ideal for salary disbursements, agent commissions, and customer refunds.
- Virtual Account Wallet Top-ups:Nigerian neobanks and savings apps can assign Nomba virtual accounts to individual users, allowing them to fund their wallets via bank transfer in real time.
- Agent POS Integration:Developers building POS terminal software for Nigerian market agents can use the Nomba Terminals API to process card payments and bank transfers at the point of sale.
- Tokenized Recurring Payments:Use Nomba's tokenized card flow to store customer card authorization tokens and charge them on future transactions without requiring card re-entry.