Thunes Payout API
Payments · Banking & Fintech
Thunes is a global B2B cross-border payments company headquartered in Singapore, operating a proprietary real-time payment network that connects over 12 billion bank accounts, mobile wallets, and stablecoin wallets across 140 countries accessible through a single API integration. Unlike traditional correspondent banking, Thunes routes payments through direct partnerships with local payment providers, mobile network operators, and bank networks in each country, enabling real-time 24/7 fund disbursement without SWIFT delays.
Thunes Payout API Highlights
Thunes Payout API is verified for developer integrations in Nigeria and across African markets, providing documented endpoints, sandbox testing, and developer support.
API Key (contact Thunes for credentials)
Not publicly specified
Nigeria
Ghana
KenyaThunes Payout API is best for:
Global platforms, remittance operators, and gig economy companies that need to disburse cross-border payouts to bank accounts, mobile wallets, and stablecoin wallets in 140+ countries including Nigeria via bank account and stablecoin (USDT) rails.
- 100% transparent pricing on FX fees and transfer costs exact rates not publicly listed
- Fees vary by corridor and volume
- Contact Thunes for enterprise pricing
Thunes Payout API Core Features & Capabilities
Features Included
Not Supported
Required Access Documents for Thunes Payout API
- Thunes Enterprise AccountRequiredThunes targets institutional partners. Apply via thunes.com onboarding requires AML/KYB verification.
- Business AML / KYB DocumentationRequiredAnti-money laundering and Know Your Business documentation required during Thunes enterprise onboarding.
Different Thunes Payout API use cases
- Nigerian Gig Worker Payouts:Global platforms employing Nigerian remote workers and freelancers can use the Thunes API to instantly disburse earnings to Nigerian bank accounts or USDT wallets giving workers immediate access to funds without 2 5 day SWIFT delays.
- Cross-Border Remittance Platform:Remittance operators can use Thunes' single API to access 140 destination countries routing transfers from senders in Europe or North America to Nigerian bank accounts with transparent FX rates.
- Stablecoin-to-Nigeria Payouts:Platforms that hold stablecoin (USDT) can use Thunes to disburse to Nigerian workers via tokenized USD payouts protecting recipients from NGN devaluation while enabling local spending.
- Mass Payroll for Global Workforces:Multinational companies with Nigerian and global employees can use the Thunes mass payout API to process payroll to 140 countries in a single batch all with transparent, pre-disclosed FX fees.