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HomeCategoriesFeaturesVirtual Account & Account Opening

15 Best APIs for Virtual Account & Account Opening in Nigeria

We've analyzed and compared the top 15 API providers supporting Virtual Account & Account Opening for Nigerian developers and businesses. Find the right infrastructure fit for your startup below.

Ifeoluwa Ajetomobi

Moderated by Ifeoluwa Ajetomobi

Last updated: October 2026

++++Featured API
Mono Connect API Favicon

Mono Connect API

Open banking infrastructure for real-time financial data, DirectPay, DirectDebit, GSM, disbursements & KYC verification

++++Featured API
Fincra API Favicon

Fincra API

CBN PSSP-licensed African payment gateway. Checkout, virtual accounts, direct debit, and cross-border payments across 50+ currencies and 150+ countries.

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MMono Connect API

Mono Connect API

Link bank accounts to access transaction history & income data

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DDuplo API

Duplo API

Automate B2B payments, expense management & NRS-compliant e-invoicing

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PProvidus Bank API

Providus Bank API

Create virtual accounts & process transfers via Providus Bank

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WWema Bank (Sparkle) API

Wema Bank (Sparkle) API

Link accounts & access transaction data via Wema Bank

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FFCMB Open Banking API

FCMB Open Banking API

Link accounts & access transaction history via FCMB

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AAnchor API

Anchor API

Launch accounts, cards, transfers & lending without building core banking

++++Featured API
Fincra API Favicon

Fincra API

CBN PSSP-licensed African payment gateway. Checkout, virtual accounts, direct debit, and cross-border payments across 50+ currencies and 150+ countries.

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AAlat by Wema API

Alat by Wema API

Process payments, accounts & embedded finance via Alat by Wema

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OOkra API

Okra API

Shut Down

Connect bank accounts & verify financial identity in Nigeria

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MMoniepoint MFB API

Moniepoint MFB API

Process payments & manage virtual accounts via Moniepoint

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KKuda Open API

Kuda Open API

Embed bank transfers, virtual accounts & bill payments

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MMiden Banking as a Service API

Miden Banking as a Service API

Issue cards, manage expenses & send payouts across Sub-Saharan Africa

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MMaplerad API

Maplerad API

Embed financial services into your application.

++++Featured API
Busha API Favicon

Busha API

Nigeria's first SEC-licensed crypto API. Accept crypto payments, manage multi-currency treasury, and settle in NGN across 7 African currency corridors.

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KKora API

Kora API

Payment collections and payouts across Africa.

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MMono API

Mono API

Connect financial accounts and process direct debits.

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WWoodcore API

Woodcore API

Core banking API infrastructure.