Woodcore API
Banking & Fintech
Woodcore is a Nigerian core banking technology provider that delivers banking-as-a-service (BaaS) infrastructure and APIs for Nigerian and African fintechs, microfinance banks, credit unions, cooperatives, and digital lenders that need core banking functionality without building their own banking system from scratch. Woodcore provides the ledger, account management, transaction processing, and loan management infrastructure that forms the backbone of financial product businesses.
Woodcore API Highlights
Woodcore API is verified for developer integrations in Nigeria and across African markets, providing documented endpoints, sandbox testing, and developer support.
API Key
Enterprise SLAs with defined throughput guarantees. Contact Woodcore for production rate limits.
Nigeria
Ghana
Kenya- Enterprise pricing based on transaction volume and number of accounts managed
- Monthly platform fee plus per-transaction fees
- Contact Woodcore for a quote
Woodcore API Core Features & Capabilities
Features Included
Not Supported
Required Access Documents for Woodcore API
Different Woodcore API use cases
- Microfinance Bank Core Banking Modernization:Replace a Nigerian microfinance bank's legacy T24 or ICROMS core banking system with Woodcore's API-first cloud infrastructure enabling faster product development, lower IT costs, and easier integration with modern Nigerian payment and KYC services.
- Digital Lending Platform Backend:Use Woodcore's loan management APIs to power a Nigerian digital lender's loan book handling disbursement, repayment schedules, interest calculation, arrears tracking, and the CBN-required loan portfolio reports.
- Neobank Savings Product Infrastructure:Build a savings product for a Nigerian digital bank on Woodcore's account management and ledger infrastructure creating individual savings accounts per user, processing deposits and withdrawals via NIP, and generating bank statements on demand.
- Cooperative or Credit Union Management System:Use Woodcore to manage a Nigerian cooperative society's member accounts, contributions, loan disbursements, and repayments replacing spreadsheets or offline systems with a regulated, auditable digital banking core.