Maplerad API
Banking & Fintech
Maplerad is a pan-African embedded finance infrastructure provider that enables developers and businesses to embed financial services virtual accounts, wallets, cards, transfers, and conversions directly into their applications through a single API. Maplerad is built for African developers who want to offer their users financial capabilities without obtaining their own banking licences, partnering individually with banks and payment processors across multiple African countries.
Maplerad API Highlights
Maplerad API is verified for developer integrations in Nigeria and across African markets, providing documented endpoints, sandbox testing, and developer support.
Authentication
API Key
Rate Limit
Standard API rate limits apply. Contact Maplerad for production rate limits.
Sandbox Mode
✓ Available
Webhooks
Not verified yet
Supported Regions
Nigeria
Ghana
Kenya
NigeriaGhanaKenyaSupport Email
Maplerad API Services
Virtual Account & Account OpeningAccount Balance & Transaction HistoryCard Issuance
Alternative African Company to
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API Pricing ModelOfficial Pricing
- API access is free
- Revenue model is transaction-based:fees on transfers, card issuance, and currency conversions
- Contact Maplerad for current fee schedules
Maplerad API Core Features & Capabilities
Features Included
Not Supported
Direct Debit / Mandate PaymentsBank Transfers & PayoutsBVN / KYC Identity VerificationSavings & Investment ProductsOpen Banking / Data Access
Required Access Documents for Maplerad API
Different Maplerad API use cases
- Virtual Dollar Wallet for Nigerian Users:Use Maplerad's wallet and card APIs to build a USD wallet product for Nigerian users letting them hold USD savings, receive dollar payments, and spend internationally using a virtual Mastercard without the restrictions of a traditional domiciliary account.
- Marketplace Payment Collection with Virtual Accounts:Issue unique Maplerad virtual NUBAN accounts to each seller on a Nigerian marketplace enabling buyers to pay via bank transfer with automatic reconciliation, eliminating manual payment matching and reducing settlement delays.
- Multi-Currency Remittance App for African Diaspora:Build a diaspora remittance product on Maplerad's transfer and conversion infrastructure letting UK or US residents send funds to African recipients in their local currency at competitive exchange rates.
- Fintech Neobank on Maplerad Infrastructure:Launch a full-featured Nigerian digital bank product using Maplerad as the financial infrastructure layer issuing accounts, wallets, and cards to users while Maplerad handles the banking licence and regulatory relationships.