Detailed technical benchmark and comparison between RavenBank (Atlas BaaS) API and Duplo API. Analyze pricing structures, verified webhooks, sandbox testing, authentication, and compliance for teams building in Nigeria.
Atlas Banking-as-a-Service (virtual accounts, NIP bank transfers, debit card issuing & ledger APIs)
Automate B2B payments, expense management & NRS-compliant e-invoicing
RavenBank (Atlas BaaS) API is best for fintech startups, corporate platforms, proptechs, and digital platforms looking for a modern, reliable Nigerian Banking-as-a-Service API.
Duplo API is best for african businesses, fintechs, SaaS platforms, and financial institutions that need a unified B2B payment operating system combining bulk payments, expense management, virtual accounts, FX, and NRS-compliant e-invoicing.
| Highlight | R RavenBank (Atlas BaaS) API | D Duplo API |
|---|---|---|
| Authentication | API Key (Secret Key in Authorization Bearer) | API Key (dp_test_* for test mode, dp_live_* for live mode) |
| Rate Limit | 100 requests per minute | Not publicly specified |
| Sandbox Mode | ✓ Available | ✓ Available |
| Webhooks | ✓ Supported | Not verified yet |
| API Services | Virtual Account NumbersBank Transfer / Pay by TransferWebhooks & Real-time NotificationsPayouts & Disbursements | Virtual Account & Account OpeningAccount Balance & Transaction HistoryDirect Debit / Mandate PaymentsCard Issuance |
| Supported Regions |
| Fee Component | R RavenBank (Atlas BaaS) API | D Duplo API |
|---|---|---|
| Local Transactions / Cards | Contact provider | Local cards:1.5% capped at ₦1,200 ₦1,300 |
| International / FX Cards | Contact provider |
|
| Transfers & Payouts |
| Contact provider |
| Free Tier / Trial Credits | Virtual account creation:free | Free account available |
| Rates & Additional Terms | Card issuance:₦1,000 ₦1,500 per card | Contact Duplo for enterprise pricing |
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