RavenBank (Atlas BaaS) API

Banking & Fintech · Card Issuing · Payment Gateways & Processors

RavenBank (operating under CBN-licensed Beststar Microfinance Bank) is a digital bank for Africa that provides Atlas, an enterprise Banking-as-a-Service (BaaS) and embedded finance API platform. Founded by Uchenna Nnodim and team, RavenBank Atlas provides developers with the core banking building blocks required to build full-featured fintech products in days.

RavenBank (Atlas BaaS) API Highlights

RavenBank (Atlas BaaS) API is verified for developer integrations in Nigeria and across African markets, providing documented endpoints, sandbox testing, and developer support.

Authentication

API Key (Secret Key in Authorization Bearer)

Rate Limit

100 requests per minute

Sandbox Mode
✓ Available
Webhooks
✓ Supported
Supported Regions
NigeriaNigeriaGhanaGhanaKenyaKenya
RavenBank (Atlas BaaS) API Services
Virtual Account NumbersBank Transfer / Pay by TransferWebhooks & Real-time NotificationsPayouts & Disbursements
Alternative African Company to
PlaidStripe TreasuryTinkMarqeta

RavenBank (Atlas BaaS) API is best for:

Fintech startups, corporate platforms, proptechs, and digital platforms looking for a modern, reliable Nigerian Banking-as-a-Service API.

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API Pricing Model
  • Virtual account creation:free
  • Inbound bank transfer fees:1.2% (capped at ₦500)
  • Outbound NIP bank transfers:₦15 ₦25
  • Card issuance:₦1,000 ₦1,500 per card

RavenBank (Atlas BaaS) API Core Features & Capabilities

RavenBank (Atlas BaaS) API Supported Webhook Events

Webhooks supported (Webhooks & Real-time Notifications). Check official documentation for endpoint setup.

Required Access Documents for RavenBank (Atlas BaaS) API

  • CAC Certificate & IncorporationRequired
    Standard business registration documents.
  • Director BVN & Government IDRequired
    Compliance onboarding under CBN BaaS guidelines.

Different RavenBank (Atlas BaaS) API use cases

  • Building a Digital Neobank:Launch a full-featured digital banking app in weeks by embedding Raven's virtual accounts, transfers, and card issuing APIs.
  • Automated Payroll & Vendor Disbursements:Automate programmatic payment of vendor invoices and employee salaries via REST API calls.

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