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HomeCategoriesFeaturesBank Transfers & Payouts

14 Best APIs for Bank Transfers & Payouts in Nigeria

We've analyzed and compared the top 14 API providers supporting Bank Transfers & Payouts for Nigerian developers and businesses. Find the right infrastructure fit for your startup below.

Ifeoluwa Ajetomobi

Moderated by Ifeoluwa Ajetomobi

Last updated: October 2026

++++Featured API
Mono Connect API Favicon

Mono Connect API

Open banking infrastructure for real-time financial data, DirectPay, DirectDebit, GSM, disbursements & KYC verification

++++Featured API
Fincra API Favicon

Fincra API

CBN PSSP-licensed African payment gateway. Checkout, virtual accounts, direct debit, and cross-border payments across 50+ currencies and 150+ countries.

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NNIBSS Interbank Settlement API

NIBSS Interbank Settlement API

Settle interbank transfers & connect Nigerian banks instantly

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NNigerian Banks API

Nigerian Banks API

Look up Nigerian bank codes, USSD & SWIFT details

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PProvidus Bank API

Providus Bank API

Create virtual accounts & process transfers via Providus Bank

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PParallex Bank API

Parallex Bank API

Process payments, payouts & recurring billing via Parallex Bank

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AAnchor API

Anchor API

Launch accounts, cards, transfers & lending without building core banking

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AAlat by Wema API

Alat by Wema API

Process payments, accounts & embedded finance via Alat by Wema

++++Featured API
Fincra API Favicon

Fincra API

CBN PSSP-licensed African payment gateway. Checkout, virtual accounts, direct debit, and cross-border payments across 50+ currencies and 150+ countries.

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BBundle API

Bundle API

Shut Down

Save, stake & invest in crypto automatically

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MMoniepoint MFB API

Moniepoint MFB API

Process payments & manage virtual accounts via Moniepoint

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KKuda Open API

Kuda Open API

Embed bank transfers, virtual accounts & bill payments

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MMiden Banking as a Service API

Miden Banking as a Service API

Issue cards, manage expenses & send payouts across Sub-Saharan Africa

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KKora API

Kora API

Payment collections and payouts across Africa.

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SSudo Africa API

Sudo Africa API

Card issuing infrastructure for African businesses.

++++Featured API
Busha API Favicon

Busha API

Nigeria's first SEC-licensed crypto API. Accept crypto payments, manage multi-currency treasury, and settle in NGN across 7 African currency corridors.

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MMono API

Mono API

Connect financial accounts and process direct debits.

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AAppzone API

Appzone API

Core banking and switching APIs.