2 Best APIs with Card Issuance in Nigeria

We've analyzed and compared the top 2 API providers supporting Card Issuance for Nigerian developers and businesses. Find the right infrastructure fit for your startup below.

Written by Editorial Staffs as at 11th June, 2026

All APIs with Card Issuance

Compare
Kora Payments API
Onafriq (Baxi)
PricingFree setup + 1.5% per local transaction (cards, bank, USSD, mobile money)Usage-based pricing for collections, payouts, and bills payment (request pricing for specific needs)
Pay-in Collections (Card, Bank, USSD)
Yes
No
Bulk Payouts / Disbursement
Yes
No
Virtual Accounts
Yes
No
Cross-border Settlement
Yes
No
Multi-currency
Yes
No
Card Issuance
Yes
Yes
Payment Links
Yes
Yes
Webhook Notifications
Yes
Yes
WooCommerce Plugin
Yes
No
Recurring Billing
No
Yes
Transaction Splitting
No
No
Split Payments
Yes
Yes
Mobile Money
Yes
No
Card Payments
Yes
Yes
USSD Payments
Yes
No
SDK Support
Yes
No
Transaction History
Yes
No
Collections (Multiple Channels)
No
Yes
Payouts (Wallets & Bank Accounts)
No
Yes
Bill Payments (248+ Billers)
No
Yes
Agent Network (Baxi - 460k agents)
No
Yes
Card Processing
No
Yes
Airtime & Data Vending
No
Yes
Real-time Settlement
No
Yes
Pan-African Coverage
No
Yes
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