Question 1

What does Prembly (IdentityPass) do?

Accepted Answer

Prembly (formerly known as IdentityPass) is a Nigerian-founded identity verification and compliance infrastructure company serving businesses across Africa. Originally launched as IdentityPass — with the Identitypass brand still widely recognized — the company now operates under the Prembly name while maintaining the "Identitypass by Prembly" product identity. All three domains (identitypass.com, myidentitypass.com, prembly.com) resolve to the same company, with prembly.com being the current primary brand.

Prembly provides a comprehensive API that allows businesses to verify individual and business identities using government-backed data sources across seven African countries: Nigeria, Kenya, Ghana, Uganda, South Africa, Sierra Leone, and Rwanda. In Nigeria, Prembly is NIMC-licensed, meaning it has direct, authorized access to NIN data from Nigeria's National Identity Management Commission — one of the most critical authorizations for any Nigerian KYC provider.

**Core Verification Services**

For Nigeria, Prembly's API covers:

1. **BVN Verification (Basic and Advanced)**: Verify a Bank Verification Number against the CBN/NIBSS database. Basic returns name and DOB; Advanced returns full customer details including phone, enrollment bank, and photo.

2. **NIN Verification**: Verify a National Identification Number against NIMC's database, returning name, DOB, gender, and photo. Supports both standard NIN and Virtual NIN (vNIN) verification — the tokenized format required by NIMC's new data privacy policy.

3. **BVN + NIN + Phone Mashup**: A single API call that simultaneously verifies BVN, NIN, and phone number — dramatically simplifying KYC integration by reducing three separate calls into one.

4. **CAC Company Verification (KYB)**: Look up and verify a Nigerian company's CAC registration details — company name, registration number, directors, and status — for Know Your Business (KYB) compliance.

5. **FRSC Driver's License Verification**: Verify a Nigerian driver's license against the Federal Road Safety Commission database.

6. **International Passport Verification**: Verify a Nigerian international passport number and details.

7. **Vehicle Plate Number Verification**: Match a vehicle plate number to the registered owner's details.

8. **Stamp Duty Verification**: Verify stamp duty documents.

9. **Bank Account Name Verification**: Confirm that a bank account name matches the account number before initiating transfers — fraud prevention for disbursements.

10. **Address Verification**: Physical and digital address verification for Nigerian addresses.

11. **Facial Recognition & Liveness Detection**: Biometric verification matching a live selfie to a government ID photo, with liveness checks to prevent spoofing.

**RadarR — AML & Compliance Screening**
Prembly's RadarR product provides Anti-Money Laundering (AML) screening, sanctions list checking, and Politically Exposed Person (PEP) screening. This is a separate product within the Prembly ecosystem, designed for businesses with regulatory obligations to screen customers against global watchlists.

**Pan-African Coverage**
Beyond Nigeria, Prembly supports identity verification in Kenya, Ghana, Uganda, South Africa, Sierra Leone, and Rwanda — using country-specific national ID documents and verification databases. This makes Prembly a strong choice for platforms expanding across Africa without needing country-specific verification vendors.

**Authentication & Developer Experience**
API access is managed through dashboard.prembly.com. Keys are passed via the x-api-key header or as Bearer tokens. Sandbox credentials are available immediately upon account registration — no documents or credit card required for testing. Production access requires business verification (CAC + director ID).

SDKs are available for Python (github.com/prembly/prembly_python) and JavaScript (Vanilla), with additional language support maintained in the Prembly GitHub organization.

**Pricing**
Prembly uses per-verification pricing. Rates vary by verification type (simpler lookups like NIN cost less than biometric or address verifications). No flat-rate pricing is publicly listed — sign up at dashboard.prembly.com for a pricing quote or enterprise plan. Volume discounts are available.

**Compliance**
Prembly is NIMC-licensed for NIN data access and complies with CBN KYC tiers 1–3, NDPR (Nigeria Data Protection Regulation), and relevant data privacy regulations in each supported country. All data handling adheres to NIMC's vNIN tokenization requirements.

**Challenges**
Pricing is not transparent without registration, which slows initial evaluation. Physical address verification involving field agents takes longer than instant digital checks. For international markets beyond Prembly's seven supported countries, a global KYC provider (Smile Identity, Sumsub, Jumio) would be needed.

**Frequently Asked Questions**
Q: Is Prembly the same as IdentityPass?
A: Yes. Prembly is the parent company, and "Identitypass by Prembly" is the product name. All three domains (identitypass.com, myidentitypass.com, prembly.com) are the same company.

Q: Can I test without a registered business?
A: Yes. Sandbox access at dashboard.prembly.com requires only an email registration — no documents needed.

Q: Does Prembly support AML screening?
A: Yes, via the RadarR product — a separate AML and sanctions screening module within the Prembly ecosystem.

Q: What is the BVN+NIN+Phone mashup endpoint?
A: A single API call that verifies all three data points simultaneously, simplifying KYC for Nigerian customer onboarding.

Q: Which African countries does Prembly support?
A: Nigeria, Kenya, Ghana, Uganda, South Africa, Sierra Leone, and Rwanda.

Question 2

How much does Prembly (IdentityPass) cost?

Accepted Answer

Prembly (IdentityPass) is a paid API. Per-verification pricing. No publicly listed flat rates — sign up at dashboard.prembly.com for pricing. Enterprise and volume-based plans available. Free sandbox for testing.

Question 3

How do I authenticate with the Prembly (IdentityPass) API?

Accepted Answer

API Key — issued via dashboard.prembly.com; passed as x-api-key header or Bearer token

Question 4

Is there a rate limit on Prembly (IdentityPass)?

Accepted Answer

Not publicly documented — contact Prembly for production rate limit details

Question 5

Does Prembly (IdentityPass) offer a sandbox or test mode?

Accepted Answer

Yes — Prembly (IdentityPass) provides a sandbox or test environment so you can integrate and test before going live.

Question 6

What is Prembly (IdentityPass) best suited for?

Accepted Answer

Nigerian and pan-African fintechs, lenders, HR platforms, and regulated businesses needing a single API for BVN, NIN, CAC, FRSC, passport, plate number, and address verification across Nigeria, Kenya, Ghana, Uganda, South Africa, and 3 more African countries.

Question 7

Is there anything else I should know before integrating Prembly (IdentityPass)?

Accepted Answer

Prembly (formerly IdentityPass) is NIMC-licensed. All three domains — identitypass.com, myidentitypass.com, and prembly.com — are the same company. Use prembly.com for the current platform. Dashboard and API keys at dashboard.prembly.com. SDK available for Python, JavaScript (Vanilla), and others on GitHub.

Question 8

Where can I find Prembly (IdentityPass)'s documentation?

Accepted Answer

The official API documentation is at https://docs.prembly.com. The provider's website is https://prembly.com.

Question 9

Does Prembly (IdentityPass) support Nigerian developers?

Accepted Answer

Yes — Prembly (IdentityPass) explicitly supports Nigerian developers/use cases.

Prembly (IdentityPass)

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