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HomeCategoriesFeaturesOpen Banking / Data Access

12 Best APIs for Open Banking / Data Access in Nigeria

We've analyzed and compared the top 12 API providers supporting Open Banking / Data Access for Nigerian developers and businesses. Find the right infrastructure fit for your startup below.

Ifeoluwa Ajetomobi

Moderated by Ifeoluwa Ajetomobi

Last updated: October 2026

++++Featured API
Mono Connect API Favicon

Mono Connect API

Open banking infrastructure for real-time financial data, DirectPay, DirectDebit, GSM, disbursements & KYC verification

++++Featured API
Fincra API Favicon

Fincra API

CBN PSSP-licensed African payment gateway. Checkout, virtual accounts, direct debit, and cross-border payments across 50+ currencies and 150+ countries.

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NNIBSS Interbank Settlement API

NIBSS Interbank Settlement API

Settle interbank transfers & connect Nigerian banks instantly

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NNigerian Banks API

Nigerian Banks API

Look up Nigerian bank codes, USSD & SWIFT details

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PParallex Bank API

Parallex Bank API

Process payments, payouts & recurring billing via Parallex Bank

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SSterling Bank (sPay) API

Sterling Bank (sPay) API

Verify BVN & collect payments via Sterling Bank

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WWema Bank (Sparkle) API

Wema Bank (Sparkle) API

Link accounts & access transaction data via Wema Bank

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FFCMB Open Banking API

FCMB Open Banking API

Link accounts & access transaction history via FCMB

++++Featured API
Fincra API Favicon

Fincra API

CBN PSSP-licensed African payment gateway. Checkout, virtual accounts, direct debit, and cross-border payments across 50+ currencies and 150+ countries.

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AAccess Bank API

Access Bank API

Collect payments via Access Bank's partner integrations

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AAlat by Wema API

Alat by Wema API

Process payments, accounts & embedded finance via Alat by Wema

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OOkra API

Okra API

Shut Down

Connect bank accounts & verify financial identity in Nigeria

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PPngme API

Pngme API

Aggregate bank & mobile money data across Africa

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MMoniepoint MFB API

Moniepoint MFB API

Process payments & manage virtual accounts via Moniepoint

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MMono API

Mono API

Connect financial accounts and process direct debits.