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HomeCategoriesFeaturesDirect Debit / Mandate Payments

13 Best APIs for Direct Debit / Mandate Payments in Nigeria

We've analyzed and compared the top 13 API providers supporting Direct Debit / Mandate Payments for Nigerian developers and businesses. Find the right infrastructure fit for your startup below.

Ifeoluwa Ajetomobi

Moderated by Ifeoluwa Ajetomobi

Last updated: October 2026

++++Featured API
Mono Connect API Favicon

Mono Connect API

Open banking infrastructure for real-time financial data, DirectPay, DirectDebit, GSM, disbursements & KYC verification

++++Featured API
Fincra API Favicon

Fincra API

CBN PSSP-licensed African payment gateway. Checkout, virtual accounts, direct debit, and cross-border payments across 50+ currencies and 150+ countries.

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EElipa API

Elipa API

Handle local deposits & withdrawals for FX brokers in Nigeria and Uganda

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MMono Connect API

Mono Connect API

Link bank accounts to access transaction history & income data

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DDuplo API

Duplo API

Automate B2B payments, expense management & NRS-compliant e-invoicing

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SStellas Microfinance Bank API

Stellas Microfinance Bank API

Process payments & collections for microfinance operations

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AAnchor API

Anchor API

Launch accounts, cards, transfers & lending without building core banking

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AAccess Bank API

Access Bank API

Collect payments via Access Bank's partner integrations

++++Featured API
Fincra API Favicon

Fincra API

CBN PSSP-licensed African payment gateway. Checkout, virtual accounts, direct debit, and cross-border payments across 50+ currencies and 150+ countries.

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AAlat by Wema API

Alat by Wema API

Process payments, accounts & embedded finance via Alat by Wema

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BBundle API

Bundle API

Shut Down

Save, stake & invest in crypto automatically

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MMoniepoint MFB API

Moniepoint MFB API

Process payments & manage virtual accounts via Moniepoint

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MMiden Banking as a Service API

Miden Banking as a Service API

Issue cards, manage expenses & send payouts across Sub-Saharan Africa

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KKora API

Kora API

Payment collections and payouts across Africa.

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MMono API

Mono API

Connect financial accounts and process direct debits.

++++Featured API
Busha API Favicon

Busha API

Nigeria's first SEC-licensed crypto API. Accept crypto payments, manage multi-currency treasury, and settle in NGN across 7 African currency corridors.

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WWoodcore API

Woodcore API

Core banking API infrastructure.