A side-by-side comparison of pricing, features, sandbox access, and documentation for every Banking & Open Banking API available to Nigerian developers and startups, updated regularly so you can pick the right provider with confidence.
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| Feature / Capability | M Mono Connect API | D Duplo API | N Nigerian Banks API | P Providus Bank API |
|---|---|---|---|---|
| Pricing |
|
| Completely free, open-source on GitHub |
|
| Virtual Account & Account Opening | ✓ | ✓ | ✗ | ✓ |
| Account Balance & Transaction History | ✓ | ✓ | ✗ | ✓ |
| Direct Debit / Mandate Payments | ✓ | ✓ | ✗ | ✗ |
| Bank Transfers & Payouts | ✗ | ✗ | ✓ | ✓ |
| BVN / KYC Identity Verification | ✓ | ✗ | ✗ | ✗ |
| Card Issuance | ✓ | ✓ | ✗ | ✗ |
| Savings & Investment Products | ✗ | ✗ | ✗ | ✗ |
| Open Banking / Data Access | ✗ | ✗ | ✓ | ✗ |
| Card Payments (Visa / Mastercard / Verve) | ✗ | ✗ | ✗ | ✗ |
| Bank Transfer / Pay by Transfer | ✗ | ✗ | ✗ | ✗ |
| USSD Payments | ✗ | ✗ | ✗ | ✗ |
| Virtual Account Numbers | ✗ | ✗ | ✗ | ✗ |
| International / Multi-Currency Payments | ✗ | ✗ | ✗ | ✗ |
| Recurring / Subscription Billing | ✗ | ✗ | ✗ | ✗ |
| Payment Links & Invoicing | ✗ | ✗ | ✗ | ✗ |
| Webhooks & Real-time Notifications | ✗ | ✗ | ✗ | ✗ |
| Payouts & Disbursements | ✗ | ✗ | ✗ | ✗ |