Compare 22 Banking & Open Banking APIs you can use in Nigeria

A side-by-side comparison of pricing, features, sandbox access, and documentation for every Banking & Open Banking API available to Nigerian developers and startups, updated regularly so you can pick the right provider with confidence.

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All Banking & Open Banking APIs

4/4 selected
Feature / Capability
M
Mono Connect API
D
Duplo API
N
Nigerian Banks API
P
Providus Bank API
Pricing
  • •DirectPay: 1% per transaction capped at NGN 1,000
  • •Financial Data (account linking): subscription-based, contact Mono for pricing
  • •Identity Verification: per-verification pricing
  • •Free sandbox available
  • •Local cards: 1.5% capped at ₦1,200 ₦1,300
  • •International cards: 3.8% 4.0%
  • •Custom volume tiers for high-volume international processing
  • •Free account available
  • •Contact Duplo for enterprise pricing
Completely free, open-source on GitHub
  • •Enterprise partnership model
  • •contact sales for pricing
Virtual Account & Account Opening✓✓✗✓
Account Balance & Transaction History✓✓✗✓
Direct Debit / Mandate Payments✓✓✗✗
Bank Transfers & Payouts✗✗✓✓
BVN / KYC Identity Verification✓✗✗✗
Card Issuance✓✓✗✗
Savings & Investment Products✗✗✗✗
Open Banking / Data Access✗✗✓✗
Card Payments (Visa / Mastercard / Verve)✗✗✗✗
Bank Transfer / Pay by Transfer✗✗✗✗
USSD Payments✗✗✗✗
Virtual Account Numbers✗✗✗✗
International / Multi-Currency Payments✗✗✗✗
Recurring / Subscription Billing✗✗✗✗
Payment Links & Invoicing✗✗✗✗
Webhooks & Real-time Notifications✗✗✗✗
Payouts & Disbursements✗✗✗✗