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HomeCategoriesFeaturesVirtual Account Numbers

16 Best APIs for Virtual Account Numbers in Nigeria

We've analyzed and compared the top 16 API providers supporting Virtual Account Numbers for Nigerian developers and businesses. Find the right infrastructure fit for your startup below.

Ifeoluwa Ajetomobi

Moderated by Ifeoluwa Ajetomobi

Last updated: October 2026

++++Featured API
Fincra API Favicon

Fincra API

CBN PSSP-licensed African payment gateway. Checkout, virtual accounts, direct debit, and cross-border payments across 50+ currencies and 150+ countries.

++++Featured API
Busha API Favicon

Busha API

Nigeria's first SEC-licensed crypto API. Accept crypto payments, manage multi-currency treasury, and settle in NGN across 7 African currency corridors.

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PPaga API

Paga API

Send money, pay bills & top up airtime at scale for agents

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RRexPay (Global Accelerex) API

RexPay (Global Accelerex) API

Accept card, internet banking transfer & USSD payments via a CBN-certified gateway

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eeTranzact API

eTranzact API

Power payment infrastructure for banks, government agencies & telcos

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CCBI Monie API

CBI Monie API

Manage wallets, virtual accounts & QR payments for fintechs and ERPs

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MMonnify API

Monnify API

Accept payments with same-day settlement & competitive transfer fees

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SSquad API

Squad API

Accept payments & issue virtual accounts through a GTBank-backed gateway

++++Featured API
Busha API Favicon

Busha API

Nigeria's first SEC-licensed crypto API. Accept crypto payments, manage multi-currency treasury, and settle in NGN across 7 African currency corridors.

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IInterswitch API

Interswitch API

Vend airtime, pay 3,000+ billers & process NIP transfers via Verve

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SSeerBit API

SeerBit API

Accept card & bank transfer payments with local acquiring across 10+ African markets

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ZZone (formerly AppZone) API

Zone (formerly AppZone) API

Process ATM, POS & web/in-app payments through a blockchain-based switch

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EErcasPay API

ErcasPay API

Accept NGN, USD, GBP, EUR & more through one payment gateway

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SSPay Business Solutions API

SPay Business Solutions API

Accept online card & bank payments without complex setup

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PPaystack API

Paystack API

Accept payments with Nigeria's most widely adopted gateway

++++Featured API
Prembly (IdentityPass) API Favicon

Prembly (IdentityPass) API

Nigerian and pan-African KYC API (formerly IdentityPass) BVN, NIN, CAC, FRSC, passport verification across 7 African countries in a single integration.

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FFlutterwave API

Flutterwave API

Accept payments across Africa in 150+ countries

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KKlasha API

Klasha API

Accept international payments & convert currencies for African merchants

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NNomba API

Nomba API

Accept checkout payments & manage POS transfers in Nigeria

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VVFD API

VFD API

Build wallets, loans & bill payments on VFD's bank infrastructure