20 Best APIs with kyc in Nigeria

We've analyzed and compared the top 20 API providers supporting kyc for Nigerian developers and businesses. Find the right infrastructure fit for your startup below.

Written by Editorial Staffs as at 12th June, 2026

All APIs with kyc

Compare
NIMC Verification Service API
NIBSS BVN API
IdentityPass
CarbonIVS
Anchor API
GBG
Smile Identity
Didit
Dojah
Youverify
ComplyCube
iDenfy
Shufti Pro
Kora Identity
Fincra Identity
VOVE ID
Sumsub
Trulioo
KYCAID
Interswitch
PricingFree access for approved partners. Partnership agreement with NIMC required.Per-query pricing for licensed integrators. Contact NIBSS for pricing.Pay-per-verification. Free sandbox. Contact for volume pricing.Freemium. Contact for pricing.Subscription-based SaaS; pricing varies by feature tierEnterprise pricing. Contact GBG sales for quotes.Pay per verification (pricing varies by verification type)Pay-per-verification. Startup-friendly pricing. Contact for details.Pay-per-query pricing. Free tier available for testing.Enterprise pricing in USD (request custom quotes)Freemium. Pay-per-check. Contact for volume pricing.Pay-per-verification. Free trial available. Contact for volume pricing.Contact sales / volume pricingPer-verification pricing integrated with Kora payment platformPer-verification pricing as part of Fincra payment platformUsage-based pricing optimized for African marketsCustom enterprise pricing based on verification volume and featuresContact sales / volume pricingPay-per-verification. Contact for pricing.NGN 150,000 one-time setup fee; 1.5% per local transaction (capped NGN 2,000); 3.8% per international transaction
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
BVN Validation
No
Yes
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
Identity Data Retrieval
No
Yes
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
Biometric Verification
No
Yes
No
No
No
No
Yes
Yes
Yes
No
No
Yes
Yes
No
No
No
Yes
No
No
No
Real-time Response
No
Yes
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
All Banks Covered
No
Yes
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
Sandbox Environment
No
No
No
Yes
No
No
No
Yes
Yes
No
No
No
No
Yes
No
No
No
No
No
No
Direct API Access
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
BVN Verification
No
No
Yes
Yes
No
No
Yes
Yes
Yes
Yes
No
No
No
Yes
Yes
No
No
No
No
No
NIN Lookup
No
No
Yes
Yes
No
No
No
Yes
No
No
No
No
No
No
No
No
No
No
No
No
Bank Account Validation
No
No
Yes
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
CAC Lookup
No
No
Yes
Yes
No
No
No
No
Yes
Yes
No
No
No
No
No
No
No
No
No
No
Driver Licence
No
No
Yes
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
Passport Verification
No
No
Yes
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
Voter's Card
No
No
Yes
No
No
No
Yes
No
Yes
No
No
No
No
No
No
No
No
No
No
No
Sandbox
No
No
Yes
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
Liveness Detection
No
No
No
No
No
No
Yes
No
Yes
No
No
Yes
Yes
No
No
No
No
No
No
No
Phone Number Verification
No
No
Yes
Yes
No
No
Yes
No
Yes
Yes
No
No
No
No
No
No
No
No
No
No
KYC Verification
No
No
Yes
Yes
No
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
No
No
Yes
Yes
No
No
No
Bank Account Verification
No
No
No
Yes
No
No
No
No
No
No
No
No
No
No
Yes
No
No
No
No
No
Identity Data Validation
No
No
No
Yes
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
NIN Verification
No
No
No
Yes
No
No
Yes
Yes
Yes
Yes
No
No
Yes
No
No
No
No
No
No
No
Business Verification
No
No
No
Yes
No
Yes
No
No
Yes
No
Yes
No
No
No
No
No
No
No
No
No
TIN Verification
No
No
No
Yes
No
No
No
No
Yes
Yes
No
No
No
Yes
No
No
No
No
No
No
AML Screening
No
No
No
Yes
No
No
No
No
Yes
Yes
Yes
Yes
Yes
No
No
No
Yes
No
No
No
Virtual Accounts
No
No
No
No
Yes
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
Direct Debit
No
No
No
No
Yes
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
Recurring Billing
No
No
No
No
Yes
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
Card Payments
No
No
No
No
Yes
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
Document Verification
No
No
No
No
No
Yes
No
Yes
Yes
Yes
Yes
No
Yes
No
No
No
Yes
No
No
No
Biometric & Face Match
No
No
No
No
No
Yes
No
No
No
No
No
No
No
No
No
No
No
No
No
No
AML & Sanctions Screening
No
No
No
No
No
Yes
No
No
No
Yes
Yes
No
No
No
No
No
No
No
No
No
Global Identity Verification (240+ countries)
No
No
No
No
No
Yes
No
No
No
No
No
No
No
No
No
No
No
No
No
No
Nigerian Passport & NIN Support
No
No
No
No
No
Yes
No
No
No
No
Yes
No
No
No
No
No
No
No
No
No
Address Verification
No
No
No
No
No
Yes
Yes
No
Yes
Yes
Yes
Yes
Yes
No
No
Yes
Yes
No
No
No
API & SDK Integration
No
No
No
No
No
Yes
No
No
No
No
No
No
No
No
No
No
No
No
No
No
GDPR & NDPR Compliant
No
No
No
No
No
Yes
No
No
No
No
Yes
No
No
No
No
No
No
No
No
No
Driver's License Check
No
No
No
No
No
No
Yes
No
No
No
No
No
No
No
No
No
No
No
No
No
International Passport
No
No
No
No
No
No
Yes
No
Yes
No
No
No
No
No
No
No
No
No
No
No
Selfie / Face Match
No
No
No
No
No
No
Yes
No
No
No
No
No
No
No
No
No
No
No
No
No
Document OCR
No
No
No
No
No
No
Yes
No
No
No
No
No
No
No
No
No
No
No
No
No
Hosted Verification Link
No
No
No
No
No
No
Yes
No
No
No
No
No
No
No
No
No
No
No
No
No
CAC Company Lookup
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
Face Verification
No
No
No
No
No
No
Yes
No
Yes
No
No
Yes
No
No
No
No
No
No
No
No
Non-Document KYC (Database Lookup)
No
No
No
No
No
No
No
Yes
No
No
No
No
No
No
No
No
No
No
No
No
Anti-Fraud Signals
No
No
No
No
No
No
No
Yes
No
No
No
No
No
No
No
No
No
No
No
No
Real-time Verification
No
No
No
No
No
No
No
Yes
No
No
No
Yes
No
Yes
No
No
No
No
No
No
BVN Lookup
No
No
No
No
No
No
No
No
Yes
No
No
No
No
No
No
No
No
No
No
No
CAC Company Check
No
No
No
No
No
No
No
No
Yes
No
No
No
No
No
No
No
No
No
No
No
Driver's Licence
No
No
No
No
No
No
No
No
Yes
No
No
No
No
No
No
No
No
No
No
No
Fraud Detection
No
No
No
No
No
No
No
No
Yes
Yes
No
No
No
No
No
No
Yes
No
No
No
Sanctions Screening
No
No
No
No
No
No
No
No
Yes
No
No
No
No
No
No
No
Yes
No
No
No
Compliance
No
No
No
No
No
No
No
No
Yes
No
No
No
No
No
No
No
No
No
No
No
KYC Onboarding
No
No
No
No
No
No
No
No
No
Yes
No
No
No
No
No
No
No
No
No
No
Facial Biometrics & Document Checks
No
No
No
No
No
No
No
No
No
Yes
No
No
No
No
No
No
No
No
No
No
KYB (Business Verification)
No
No
No
No
No
No
No
No
No
Yes
No
No
No
Yes
No
Yes
No
No
No
No
No-code Workflow Builder
No
No
No
No
No
No
No
No
No
Yes
No
No
No
No
No
No
No
No
No
No
Transaction Monitoring
No
No
No
No
No
No
No
No
No
Yes
No
No
No
No
No
No
No
No
No
No
Custom Compliance Flows
No
No
No
No
No
No
No
No
No
Yes
No
No
No
No
No
No
No
No
No
No
Credit Report Access
No
No
No
No
No
No
No
No
No
Yes
No
No
No
No
No
No
No
No
No
No
Biometric Face Matching
No
No
No
No
No
No
No
No
No
No
Yes
Yes
No
No
No
No
No
No
No
No
PEP Screening
No
No
No
No
No
No
No
No
No
No
Yes
No
No
No
No
No
No
No
No
No
Mobile SDK (iOS & Android)
No
No
No
No
No
No
No
No
No
No
Yes
Yes
No
No
No
No
No
No
No
No
Free Trial / Sandbox
No
No
No
No
No
No
No
No
No
No
Yes
No
No
No
No
No
No
No
No
No
AI Document Scanning & OCR
No
No
No
No
No
No
No
No
No
No
No
Yes
No
No
No
No
No
No
No
No
AML & PEP Screening
No
No
No
No
No
No
No
No
No
No
No
Yes
No
No
No
No
No
No
No
No
Nigerian Passport Support
No
No
No
No
No
No
No
No
No
No
No
Yes
No
No
No
No
No
No
No
No
Sandbox/Free Trial
No
No
No
No
No
No
No
No
No
No
No
Yes
No
No
No
No
No
No
No
No
Face verification
No
No
No
No
No
No
No
No
No
No
No
No
Yes
No
No
No
No
No
No
No
document check
No
No
No
No
No
No
No
No
No
No
No
No
Yes
No
No
No
No
No
No
No
AML
No
No
No
No
No
No
No
No
No
No
No
No
Yes
No
No
No
No
No
Yes
No
KYB
No
No
No
No
No
No
No
No
No
No
No
No
Yes
No
No
No
No
No
No
No
NIN & vNIN Verification
No
No
No
No
No
No
No
No
No
No
No
No
No
Yes
No
No
No
No
No
No
CAC Registry Access
No
No
No
No
No
No
No
No
No
No
No
No
No
Yes
No
No
No
No
No
No
Multi-country Support
No
No
No
No
No
No
No
No
No
No
No
No
No
Yes
No
No
No
No
No
No
API Integration
No
No
No
No
No
No
No
No
No
No
No
No
No
Yes
No
No
No
No
No
No
Payment Platform Integration
No
No
No
No
No
No
No
No
No
No
No
No
No
Yes
No
No
No
No
No
No
BVN Resolution
No
No
No
No
No
No
No
No
No
No
No
No
No
No
Yes
No
No
No
No
No
Identity Validation
No
No
No
No
No
No
No
No
No
No
No
No
No
No
Yes
No
No
No
No
No
KYC Compliance
No
No
No
No
No
No
No
No
No
No
No
No
No
No
Yes
No
No
No
No
No
Fraud Prevention
No
No
No
No
No
No
No
No
No
No
No
No
No
No
Yes
No
No
No
No
No
Real-time Processing
No
No
No
No
No
No
No
No
No
No
No
No
No
No
Yes
No
No
No
No
No
API Access
No
No
No
No
No
No
No
No
No
No
No
No
No
No
Yes
No
No
No
No
No
High Security Standards
No
No
No
No
No
No
No
No
No
No
No
No
No
No
Yes
No
No
No
No
No
Compliance Infrastructure
No
No
No
No
No
No
No
No
No
No
No
No
No
No
Yes
No
No
No
No
No
Payment Integration
No
No
No
No
No
No
No
No
No
No
No
No
No
No
Yes
No
No
No
No
No
Document Verification (2000+ document types)
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
Yes
No
No
No
No
Biometric Verification & Liveness
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
Yes
No
No
No
No
AML Screening & Sanctions
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
Yes
No
No
No
No
Risk Scoring Engine
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
Yes
No
No
No
No
Low-device Support (Flutter, React Native)
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
Yes
No
No
No
No
On-premise Deployment Option
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
Yes
No
No
No
No
GDPR Compliance
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
Yes
No
No
No
No
Pan-regional Coverage
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
Yes
No
No
No
No
KYB Verification
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
Yes
No
No
No
Customizable Workflows
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
Yes
No
No
No
Risk-based Verification
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
Yes
No
No
No
Global Coverage
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
Yes
No
No
No
Crypto Compliance
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
Yes
No
No
No
Global ID data + Nigeria support
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
Yes
No
No
watchlists
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
Yes
No
No
State database checks
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
Yes
No
biometrics
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
Yes
No
Verve, Visa, Mastercard, Amex
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
Yes
3D Secure Card Authentication
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
Yes
Split Payments & Revenue Allocation
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
Yes
Bank Transfer Collections
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
Yes
USSD Payments
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
Yes
BVN & Identity Verification
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
Yes
Real-time Dashboard
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
Yes
International Card Processing
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
Yes
Multi-currency Settlement
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
Yes
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