We've analyzed and compared the top 20 API providers supporting kyc for Nigerian developers and businesses. Find the right infrastructure fit for your startup below.
Written by Editorial Staffs as at 12th June, 2026
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| Pricing | Free access for approved partners. Partnership agreement with NIMC required. | Per-query pricing for licensed integrators. Contact NIBSS for pricing. | Pay-per-verification. Free sandbox. Contact for volume pricing. | Freemium. Contact for pricing. | Subscription-based SaaS; pricing varies by feature tier | Enterprise pricing. Contact GBG sales for quotes. | Pay per verification (pricing varies by verification type) | Pay-per-verification. Startup-friendly pricing. Contact for details. | Pay-per-query pricing. Free tier available for testing. | Enterprise pricing in USD (request custom quotes) | Freemium. Pay-per-check. Contact for volume pricing. | Pay-per-verification. Free trial available. Contact for volume pricing. | Contact sales / volume pricing | Per-verification pricing integrated with Kora payment platform | Per-verification pricing as part of Fincra payment platform | Usage-based pricing optimized for African markets | Custom enterprise pricing based on verification volume and features | Contact sales / volume pricing | Pay-per-verification. Contact for pricing. | NGN 150,000 one-time setup fee; 1.5% per local transaction (capped NGN 2,000); 3.8% per international transaction |
No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | |
| BVN Validation | No | Yes | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No |
| Identity Data Retrieval | No | Yes | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No |
| Biometric Verification | No | Yes | No | No | No | No | Yes | Yes | Yes | No | No | Yes | Yes | No | No | No | Yes | No | No | No |
| Real-time Response | No | Yes | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No |
| All Banks Covered | No | Yes | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No |
| Sandbox Environment | No | No | No | Yes | No | No | No | Yes | Yes | No | No | No | No | Yes | No | No | No | No | No | No |
| Direct API Access | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No |
| BVN Verification | No | No | Yes | Yes | No | No | Yes | Yes | Yes | Yes | No | No | No | Yes | Yes | No | No | No | No | No |
| NIN Lookup | No | No | Yes | Yes | No | No | No | Yes | No | No | No | No | No | No | No | No | No | No | No | No |
| Bank Account Validation | No | No | Yes | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No |
| CAC Lookup | No | No | Yes | Yes | No | No | No | No | Yes | Yes | No | No | No | No | No | No | No | No | No | No |
| Driver Licence | No | No | Yes | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No |
| Passport Verification | No | No | Yes | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No |
| Voter's Card | No | No | Yes | No | No | No | Yes | No | Yes | No | No | No | No | No | No | No | No | No | No | No |
| Sandbox | No | No | Yes | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No |
| Liveness Detection | No | No | No | No | No | No | Yes | No | Yes | No | No | Yes | Yes | No | No | No | No | No | No | No |
| Phone Number Verification | No | No | Yes | Yes | No | No | Yes | No | Yes | Yes | No | No | No | No | No | No | No | No | No | No |
| KYC Verification | No | No | Yes | Yes | No | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | No | No | Yes | Yes | No | No | No |
| Bank Account Verification | No | No | No | Yes | No | No | No | No | No | No | No | No | No | No | Yes | No | No | No | No | No |
| Identity Data Validation | No | No | No | Yes | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No |
| NIN Verification | No | No | No | Yes | No | No | Yes | Yes | Yes | Yes | No | No | Yes | No | No | No | No | No | No | No |
| Business Verification | No | No | No | Yes | No | Yes | No | No | Yes | No | Yes | No | No | No | No | No | No | No | No | No |
| TIN Verification | No | No | No | Yes | No | No | No | No | Yes | Yes | No | No | No | Yes | No | No | No | No | No | No |
| AML Screening | No | No | No | Yes | No | No | No | No | Yes | Yes | Yes | Yes | Yes | No | No | No | Yes | No | No | No |
| Virtual Accounts | No | No | No | No | Yes | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No |
| Direct Debit | No | No | No | No | Yes | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No |
| Recurring Billing | No | No | No | No | Yes | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No |
| Card Payments | No | No | No | No | Yes | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No |
| Document Verification | No | No | No | No | No | Yes | No | Yes | Yes | Yes | Yes | No | Yes | No | No | No | Yes | No | No | No |
| Biometric & Face Match | No | No | No | No | No | Yes | No | No | No | No | No | No | No | No | No | No | No | No | No | No |
| AML & Sanctions Screening | No | No | No | No | No | Yes | No | No | No | Yes | Yes | No | No | No | No | No | No | No | No | No |
| Global Identity Verification (240+ countries) | No | No | No | No | No | Yes | No | No | No | No | No | No | No | No | No | No | No | No | No | No |
| Nigerian Passport & NIN Support | No | No | No | No | No | Yes | No | No | No | No | Yes | No | No | No | No | No | No | No | No | No |
| Address Verification | No | No | No | No | No | Yes | Yes | No | Yes | Yes | Yes | Yes | Yes | No | No | Yes | Yes | No | No | No |
| API & SDK Integration | No | No | No | No | No | Yes | No | No | No | No | No | No | No | No | No | No | No | No | No | No |
| GDPR & NDPR Compliant | No | No | No | No | No | Yes | No | No | No | No | Yes | No | No | No | No | No | No | No | No | No |
| Driver's License Check | No | No | No | No | No | No | Yes | No | No | No | No | No | No | No | No | No | No | No | No | No |
| International Passport | No | No | No | No | No | No | Yes | No | Yes | No | No | No | No | No | No | No | No | No | No | No |
| Selfie / Face Match | No | No | No | No | No | No | Yes | No | No | No | No | No | No | No | No | No | No | No | No | No |
| Document OCR | No | No | No | No | No | No | Yes | No | No | No | No | No | No | No | No | No | No | No | No | No |
| Hosted Verification Link | No | No | No | No | No | No | Yes | No | No | No | No | No | No | No | No | No | No | No | No | No |
| CAC Company Lookup | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No |
| Face Verification | No | No | No | No | No | No | Yes | No | Yes | No | No | Yes | No | No | No | No | No | No | No | No |
| Non-Document KYC (Database Lookup) | No | No | No | No | No | No | No | Yes | No | No | No | No | No | No | No | No | No | No | No | No |
| Anti-Fraud Signals | No | No | No | No | No | No | No | Yes | No | No | No | No | No | No | No | No | No | No | No | No |
| Real-time Verification | No | No | No | No | No | No | No | Yes | No | No | No | Yes | No | Yes | No | No | No | No | No | No |
| BVN Lookup | No | No | No | No | No | No | No | No | Yes | No | No | No | No | No | No | No | No | No | No | No |
| CAC Company Check | No | No | No | No | No | No | No | No | Yes | No | No | No | No | No | No | No | No | No | No | No |
| Driver's Licence | No | No | No | No | No | No | No | No | Yes | No | No | No | No | No | No | No | No | No | No | No |
| Fraud Detection | No | No | No | No | No | No | No | No | Yes | Yes | No | No | No | No | No | No | Yes | No | No | No |
| Sanctions Screening | No | No | No | No | No | No | No | No | Yes | No | No | No | No | No | No | No | Yes | No | No | No |
| Compliance | No | No | No | No | No | No | No | No | Yes | No | No | No | No | No | No | No | No | No | No | No |
| KYC Onboarding | No | No | No | No | No | No | No | No | No | Yes | No | No | No | No | No | No | No | No | No | No |
| Facial Biometrics & Document Checks | No | No | No | No | No | No | No | No | No | Yes | No | No | No | No | No | No | No | No | No | No |
| KYB (Business Verification) | No | No | No | No | No | No | No | No | No | Yes | No | No | No | Yes | No | Yes | No | No | No | No |
| No-code Workflow Builder | No | No | No | No | No | No | No | No | No | Yes | No | No | No | No | No | No | No | No | No | No |
| Transaction Monitoring | No | No | No | No | No | No | No | No | No | Yes | No | No | No | No | No | No | No | No | No | No |
| Custom Compliance Flows | No | No | No | No | No | No | No | No | No | Yes | No | No | No | No | No | No | No | No | No | No |
| Credit Report Access | No | No | No | No | No | No | No | No | No | Yes | No | No | No | No | No | No | No | No | No | No |
| Biometric Face Matching | No | No | No | No | No | No | No | No | No | No | Yes | Yes | No | No | No | No | No | No | No | No |
| PEP Screening | No | No | No | No | No | No | No | No | No | No | Yes | No | No | No | No | No | No | No | No | No |
| Mobile SDK (iOS & Android) | No | No | No | No | No | No | No | No | No | No | Yes | Yes | No | No | No | No | No | No | No | No |
| Free Trial / Sandbox | No | No | No | No | No | No | No | No | No | No | Yes | No | No | No | No | No | No | No | No | No |
| AI Document Scanning & OCR | No | No | No | No | No | No | No | No | No | No | No | Yes | No | No | No | No | No | No | No | No |
| AML & PEP Screening | No | No | No | No | No | No | No | No | No | No | No | Yes | No | No | No | No | No | No | No | No |
| Nigerian Passport Support | No | No | No | No | No | No | No | No | No | No | No | Yes | No | No | No | No | No | No | No | No |
| Sandbox/Free Trial | No | No | No | No | No | No | No | No | No | No | No | Yes | No | No | No | No | No | No | No | No |
| Face verification | No | No | No | No | No | No | No | No | No | No | No | No | Yes | No | No | No | No | No | No | No |
| document check | No | No | No | No | No | No | No | No | No | No | No | No | Yes | No | No | No | No | No | No | No |
| AML | No | No | No | No | No | No | No | No | No | No | No | No | Yes | No | No | No | No | No | Yes | No |
| KYB | No | No | No | No | No | No | No | No | No | No | No | No | Yes | No | No | No | No | No | No | No |
| NIN & vNIN Verification | No | No | No | No | No | No | No | No | No | No | No | No | No | Yes | No | No | No | No | No | No |
| CAC Registry Access | No | No | No | No | No | No | No | No | No | No | No | No | No | Yes | No | No | No | No | No | No |
| Multi-country Support | No | No | No | No | No | No | No | No | No | No | No | No | No | Yes | No | No | No | No | No | No |
| API Integration | No | No | No | No | No | No | No | No | No | No | No | No | No | Yes | No | No | No | No | No | No |
| Payment Platform Integration | No | No | No | No | No | No | No | No | No | No | No | No | No | Yes | No | No | No | No | No | No |
| BVN Resolution | No | No | No | No | No | No | No | No | No | No | No | No | No | No | Yes | No | No | No | No | No |
| Identity Validation | No | No | No | No | No | No | No | No | No | No | No | No | No | No | Yes | No | No | No | No | No |
| KYC Compliance | No | No | No | No | No | No | No | No | No | No | No | No | No | No | Yes | No | No | No | No | No |
| Fraud Prevention | No | No | No | No | No | No | No | No | No | No | No | No | No | No | Yes | No | No | No | No | No |
| Real-time Processing | No | No | No | No | No | No | No | No | No | No | No | No | No | No | Yes | No | No | No | No | No |
| API Access | No | No | No | No | No | No | No | No | No | No | No | No | No | No | Yes | No | No | No | No | No |
| High Security Standards | No | No | No | No | No | No | No | No | No | No | No | No | No | No | Yes | No | No | No | No | No |
| Compliance Infrastructure | No | No | No | No | No | No | No | No | No | No | No | No | No | No | Yes | No | No | No | No | No |
| Payment Integration | No | No | No | No | No | No | No | No | No | No | No | No | No | No | Yes | No | No | No | No | No |
| Document Verification (2000+ document types) | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | Yes | No | No | No | No |
| Biometric Verification & Liveness | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | Yes | No | No | No | No |
| AML Screening & Sanctions | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | Yes | No | No | No | No |
| Risk Scoring Engine | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | Yes | No | No | No | No |
| Low-device Support (Flutter, React Native) | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | Yes | No | No | No | No |
| On-premise Deployment Option | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | Yes | No | No | No | No |
| GDPR Compliance | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | Yes | No | No | No | No |
| Pan-regional Coverage | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | Yes | No | No | No | No |
| KYB Verification | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | Yes | No | No | No |
| Customizable Workflows | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | Yes | No | No | No |
| Risk-based Verification | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | Yes | No | No | No |
| Global Coverage | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | Yes | No | No | No |
| Crypto Compliance | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | Yes | No | No | No |
| Global ID data + Nigeria support | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | Yes | No | No |
| watchlists | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | Yes | No | No |
| State database checks | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | Yes | No |
| biometrics | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | Yes | No |
| Verve, Visa, Mastercard, Amex | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | Yes |
| 3D Secure Card Authentication | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | Yes |
| Split Payments & Revenue Allocation | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | Yes |
| Bank Transfer Collections | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | Yes |
| USSD Payments | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | Yes |
| BVN & Identity Verification | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | Yes |
| Real-time Dashboard | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | Yes |
| International Card Processing | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | Yes |
| Multi-currency Settlement | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | Yes |
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