Question 1

What does Didit do?

Accepted Answer

Didit is an AI-native identity verification and fraud prevention platform purpose-built for developers, offering one of the most transparent and Nigeria-friendly pricing structures of any global KYC provider. With 500 free verifications per month (no credit card required), public per-module pricing, and explicit support for Nigerian National ID and BVN verification at published rates, Didit stands out as the most accessible enterprise-grade KYC option for Nigerian fintech developers.

The platform provides 25+ composable verification modules across four product lines — KYC (individual identity), KYB (business identity), Transaction Monitoring, and Wallet Screening — all accessible through a single REST API with Web, iOS, Android, React Native, and Flutter SDKs. Didit raised $6 million in May 2025 to expand its identity and fraud infrastructure platform globally.

## What the API Does

Didit's modular architecture allows developers to combine verification checks in any configuration needed:

**Identity Document Verification**: Supports 14,000+ document types globally, including Nigerian international passports, NIN slips, voter cards, and driver's licenses. AI-powered OCR extraction and authentication analysis.

**Nigerian Database Checks**:
- **National ID Check**: $0.08 per successful query — checks the Nigerian National ID number against government database records with ~100% adult coverage.
- **BVN Verification**: $0.80 per successful query — validates a Bank Verification Number against NIBSS records with ~100% banked-adult coverage.

**Passive Liveness Detection**: Background liveness analysis during selfie capture without requiring the user to perform gestures.

**Biometric Face Match**: Selfie-to-document face comparison for identity binding.

**IP Analysis**: Risk signals from the user's IP address (geolocation, proxy/VPN detection, device fingerprinting) included in the full KYC bundle.

**AML & Sanctions Screening**: Global PEP and sanctions watchlist checks.

**KYB**: Business entity verification.

**Transaction Monitoring**: Ongoing transaction risk monitoring.

**Wallet Screening**: Cryptocurrency wallet address risk scoring against global databases.

## Full KYC Bundle

The most commonly used configuration is the $0.33 full KYC bundle, which includes: Identity Document Verification + Passive Liveness + Face Match + IP Analysis — all in a single API call. For Nigerian developers, this can be supplemented with the $0.08 National ID check or $0.80 BVN check for database-confirmed identity verification.

## How Developers Use It

Didit is designed for minimal integration friction. The platform offers:

1. **REST API**: Standard JSON REST API with OpenAPI 3 spec for auto-generating client libraries.
2. **Mobile/Web SDKs**: Web, iOS, Android, React Native, and Flutter SDKs for native capture experiences.
3. **No-Code Integrations**: Ready-made Zapier, Shopify, and Salesforce integrations for teams without engineering resources.
4. **Signed Webhooks**: Webhook payload signing for secure result delivery.

Integration is documented as achievable in minutes — Didit explicitly states it can be shipped by AI coding agents like Claude Code in a single prompt using the OpenAPI spec.

## Pricing & Fees

Didit offers the most transparent public pricing of any major KYC provider:

- **500 free verifications/month** — No credit card required. Real production checks included.
- **Full KYC Bundle**: $0.33/check (ID + Liveness + Face Match + IP)
- **ID Document Check only**: $0.15/check
- **Nigerian National ID Database**: $0.08/successful query
- **Nigerian BVN Database**: $0.80/successful query
- **AML Screening**: Available as additional module
- No Nigeria surcharge — domestic users are priced at the same rate as global

## Authentication

Didit uses API key authentication with Bearer token. Webhook payloads are signed for verification. The API key is passed as `Authorization: Bearer your_api_key` on all requests.

## Rate Limits

Not publicly documented. The free tier includes 500 verifications/month. Contact Didit for rate limit details on paid plans.

## Compliance & Regulations

Didit is designed to comply with CBN (Central Bank of Nigeria) remote onboarding requirements for banks and financial institutions. The platform supports FATF KYC recommendations and applicable AML/CFT compliance frameworks globally. AML screening covers OFAC, UN, EU, and UK Treasury watchlists and PEP databases. For Nigerian deployments, the combination of National ID, BVN, document, and biometric verification provides a robust foundation for meeting CBN KYC Tier 1 through Tier 3 requirements.

## Challenges & Gotchas for Nigerian Developers

1. **BVN pricing**: At $0.80/BVN check, this is higher per-check than the National ID option. For high-volume consumer apps, factor BVN check costs carefully into unit economics.
2. **Relatively new platform**: Didit is newer than Sumsub or Onfido. While technically strong, the ecosystem maturity (support depth, edge case coverage) may be less than established providers.
3. **Wallet screening scope**: Confirm the specific risk database coverage for Nigerian crypto users before relying on wallet screening for compliance purposes.
4. **NDPR compliance**: Biometric and personal data processed must be handled under appropriate data agreements. Review Didit's DPA for NDPR alignment.

## Company Background

Didit is an AI-native identity and fraud infrastructure company. In May 2025, the company raised $6 million in funding to expand its global identity and fraud platform. Didit's platform is explicitly developer-focused, with documentation written to support AI-assisted integration via Claude Code, Codex, and Cursor. The company has a dedicated Nigeria solutions page (didit.me/solutions/countries/nigeria/) reflecting active investment in the Nigerian market.

## Frequently Asked Questions

**Q: Does Didit support Nigerian BVN verification?**
A: Yes. Didit offers BVN verification at $0.80 per successful query against NIBSS records, with ~100% coverage of banked Nigerian adults.

**Q: Can I start without a credit card?**
A: Yes. Didit's free tier includes 500 real production verifications per month with no credit card required.

**Q: What is the cheapest way to verify a Nigerian user's identity with Didit?**
A: The Nigerian National ID database check at $0.08/query provides the lowest-cost verification. The full KYC bundle at $0.33 includes document + liveness + face match + IP analysis.

**Q: Is Didit CBN-compliant?**
A: Didit's platform is designed to meet CBN remote onboarding requirements for banks and financial institutions in Nigeria.

Question 2

How much does Didit cost?

Accepted Answer

Didit is free to start, with paid tiers for higher usage (freemium). 500 free verifications/month (no credit card). Full KYC bundle: $0.33/check. Nigerian National ID: $0.08/check. Nigerian BVN: $0.80/check. ID document check alone: $0.15/check. Public per-module pricing.

Question 3

How do I authenticate with the Didit API?

Accepted Answer

API Key (Bearer Token) + signed webhooks

Question 4

Is there a rate limit on Didit?

Accepted Answer

Not publicly specified. 500 free verifications/month on free tier.

Question 5

Does Didit offer a sandbox or test mode?

Accepted Answer

Yes — Didit provides a sandbox or test environment so you can integrate and test before going live.

Question 6

What is Didit best suited for?

Accepted Answer

Nigerian fintech startups and developers who need native BVN and National ID verification with transparent public pricing, 500 free monthly checks, and CBN-compliant KYC in a single modular API.

Question 7

Is there anything else I should know before integrating Didit?

Accepted Answer

Didit has one of the clearest Nigeria-specific pricing structures of any global KYC provider: National ID at $0.08/check, BVN at $0.80/check, full KYC bundle at $0.33. 500 verifications free monthly with no credit card required. CBN-compliant for remote onboarding.

Question 8

Where can I find Didit's documentation?

Accepted Answer

The official API documentation is at https://docs.didit.me. The provider's website is https://didit.me.

Question 9

Does Didit support Nigerian developers?

Accepted Answer

Yes — Didit explicitly supports Nigerian developers/use cases.

Didit

Features Included

Not Supported

Key Highlights

Required Access Documents

Use Cases

Ask question or give feedback

Sign in to participate

Discover similar API's

Ask question or give feedback

Sign in to participate