Trulioo API
Identity & KYC · Data Validation
Trulioo is a global identity and business verification platform that provides access to over 13,000 data sources across 195+ countries to verify identities, authenticate documents, and screen for AML risks. Founded in 2011 in Vancouver, Canada, Trulioo has built one of the world's largest identity data networks, capable of verifying approximately 5 billion consumers and 330 million business entities globally.
Trulioo API Highlights
Trulioo API is verified for developer integrations in Nigeria and across African markets, providing documented endpoints, sandbox testing, and developer support.
API Key (Bearer Token) authenticated flows configured via Flow Builder
Not publicly specified. Enterprise-negotiated.
Nigeria
Ghana
Kenya
AWSTrulioo API is best for:
Enterprise fintechs and regulated businesses that need global identity and business verification across 195+ countries, with access to 13,000+ data sources and 5 billion consumer records.
- B2B SaaS subscription starting ~$99/month plus transaction-based fees
- Custom enterprise pricing
- Contact Trulioo sales for exact rates
Trulioo API Core Features & Capabilities
Features Included
Not Supported
Trulioo API Supported Webhook Events
Webhooks supported (Real-Time Webhooks). Check official documentation for endpoint setup.
Required Access Documents for Trulioo API
- Enterprise ContractRequiredTrulioo requires an enterprise agreement before issuing live credentials. Contact their sales team at trulioo.com.
- Business Registration DocumentsRequiredCAC Certificate of Incorporation or equivalent for compliance onboarding.
- Compliance Use Case DescriptionRequiredRequired to configure the appropriate verification flows and data source access for your industry.
Different Trulioo API use cases
- Nigerian Fintech KYC Database Check:Use Trulioo's global database network to cross-reference Nigerian user identity data against authoritative sources, supplementing document verification with third-party data confirmation for higher-confidence KYC.
- Corporate KYB for Nigerian Businesses:Verify Nigerian companies onboarding to your platform by checking CAC registration, director identities, and UBO structure using Trulioo's 330M+ business entity database.
- Cross-Border AML Screening:Screen Nigerian users entering international financial services against OFAC, UN, EU, and UK Treasury sanctions lists and global PEP databases using Trulioo's unified AML module.
- Multi-Market Identity Verification:For Nigerian fintechs expanding to other African markets or internationally, use Trulioo's single API to verify user identities consistently across 195+ countries without managing multiple KYC providers.
- Regulated Lending Onboarding:Combine Trulioo's database identity checks with document verification to create a multi-layered KYC flow for Nigerian digital lenders, meeting CBN customer due diligence requirements for higher-value credit products.