Youverify API
Identity & KYC · Data Validation · Nigeria
Youverify is a Nigerian-founded identity verification and compliance infrastructure company offering an end-to-end KYC, AML, and fraud prevention platform designed for African businesses operating under regulatory compliance requirements. Trusted by hundreds of businesses across Nigeria and 30+ African countries, Youverify's flagship product the YouVerify Operating System (yvOS) provides access to a global government-backed identity database of 300 million+ records through a single unified API.
Youverify API Highlights
Youverify combines digital ID lookup with physical field address verification across African cities for regulated banks and fintechs.
API Key issued after business onboarding; TLS 1.2 minimum for data in transit, AES-256 at rest
Not publicly documented 99.9% uptime SLA; enterprise-grade infrastructure
Nigeria
Ghana
Kenya
South AfricaYouverify API is best for:
Nigerian and pan-African fintechs, banks, and regulated businesses needing a unified KYC + AML + video KYC platform with direct NIMC/NIBSS/CAC integration, ISO-certified biometrics, and CBN-compliant audit trails across 30+ African countries.
- Per-verification pricing rates vary by ID type and country
- Contact Youverify for enterprise pricing
- Integrates via SDK or REST API
- No publicly listed flat-rate pricing
Youverify API Core Features & Capabilities
Features Included
Required Access Documents for Youverify API
- CAC RegistrationRequiredCertificate of Incorporation for business account activation and production API access.
- Director Government IDRequiredValid government-issued ID for the account owner or director.
- Compliance Use Case DescriptionRequiredDescription of verification use cases to ensure compliance with CBN and NIMC data access guidelines.
- Data Processing AgreementOptionalA DPA may be required by Youverify to comply with NDPR data protection requirements for sensitive identity data processing.
Different Youverify API use cases
- Full-Stack Digital KYC Onboarding:Nigerian fintechs use yvOS to run a complete KYC flow NIN, BVN, facial recognition, and liveness check in a single API session, meeting CBN Tier 1 through Tier 3 requirements without manual document collection.
- Video KYC for High-Risk Onboarding:Banks and high-value service providers in Nigeria use Youverify's vKYC module to conduct live video identity sessions with customers generating CBN-compliant session recordings with 5-year retention for audit purposes.
- Real-time AML Screening at Onboarding:Nigerian payment companies and money service businesses integrate Youverify's AML module to screen new customers against global PEP lists, sanctions databases, and adverse media at the point of onboarding feeding results into automated risk scoring.
- Pan-African Customer Verification:African platforms expanding to Ghana, Kenya, South Africa, and 27+ other countries use Youverify's 30-country coverage to verify local ID documents in each market through the same API integration.
- KYB Business Verification for B2B Platforms:Nigerian B2B lenders and enterprise SaaS platforms use Youverify's CAC verification endpoint to confirm business registration, director identity, and company standing before onboarding business customers.