Question 1

What does Youverify do?

Accepted Answer

Youverify is a Nigerian-founded identity verification and compliance infrastructure company offering an end-to-end KYC, AML, and fraud prevention platform designed for African businesses operating under regulatory compliance requirements. Trusted by hundreds of businesses across Nigeria and 30+ African countries, Youverify's flagship product — the YouVerify Operating System (yvOS) — provides access to a global government-backed identity database of 300 million+ records through a single unified API.

Youverify is particularly distinguished by its direct integrations with Nigerian government identity authorities: NIMC (NIN verification), NIBSS (BVN verification), and CAC (business registration) — meaning verifications return data directly from authoritative government sources, not from third-party aggregated copies. This direct-source approach significantly reduces false positives and data freshness issues.

**yvOS — YouVerify Operating System**
yvOS is Youverify's core product: a unified API endpoint that orchestrates the full KYC/AML workflow in a single session. Developers configure a verification flow (e.g., NIN + BVN + facial recognition + AML screening) and yvOS handles all data source routing, response aggregation, risk scoring, and audit trail generation automatically. This eliminates the need to manage multiple separate API integrations and build custom orchestration logic.

**Nigerian ID Verifications Supported**
- **BVN (Bank Verification Number)**: Direct NIBSS verification — returns name, DOB, phone, and enrollment details
- **NIN (National Identification Number)**: Direct NIMC verification — confirms identity against Nigeria's national biometric database
- **FRSC Driver's License**: FRSC database verification of license number, holder name, and validity
- **International Passport**: Nigerian immigration service verification
- **Voter ID (INEC)**: Independent National Electoral Commission voter registration verification
- **CAC Company Verification**: Corporate Affairs Commission lookup for KYB compliance

**Video KYC (vKYC) — CBN Compliant**
Youverify's video KYC module allows businesses to conduct live identity verification sessions with customers via video call. The vKYC session is recorded, encrypted, and stored for the CBN-mandated minimum of five years. ISO 30107-3 compliant liveness detection with deepfake resistance is embedded in the session, providing a tamper-evident audit trail from initial onboarding through to ongoing compliance monitoring.

**Biometrics & Liveness Detection**
Facial recognition with active and passive liveness detection is available as a standalone verification step or integrated into the full KYC flow. The liveness detection is ISO 30107-3 compliant, meaning it meets the international standard for biometric presentation attack detection. Deepfake attacks — increasingly used to bypass identity checks — are specifically addressed.

**AML & Compliance Screening**
Automatic PEP (Politically Exposed Person) and sanctions screening is triggered at the point of vKYC or KYC completion. Results feed into the customer's initial risk score and the case management workflow in Youverify's compliance dashboard. AML screening covers global sanctions lists, PEP databases, and adverse media sources.

**30+ African Countries**
Beyond Nigeria, Youverify supports identity verification in 30+ African countries including Ghana, Kenya, South Africa, Ivory Coast, Senegal, and others. Country-specific national ID documents are supported, making it a strong choice for platforms expanding across Africa.

**Authentication & Data Security**
Youverify uses API key-based authentication. All data in transit is encrypted with TLS 1.2 minimum; data at rest uses AES-256 encryption. The platform is designed to comply with NDPR (Nigeria Data Protection Regulation) and CBN data handling requirements.

**Integration Options**
Youverify integrates via REST API or plug-and-play SDKs (available for web, iOS, and Android). The SDK approach enables non-technical teams to embed verification flows without writing custom API integration code. The platform delivers 99.9% uptime through enterprise-grade infrastructure.

**Pricing**
Per-verification pricing — rates vary by verification type (basic ID lookup vs. biometric + liveness vs. full video KYC) and country. Enterprise plans with volume pricing are available. Contact Youverify for a pricing schedule.

**Challenges for Nigerian Developers**
Pricing requires a sales engagement. While yvOS simplifies integration by providing a unified API, configuring complex multi-step verification flows may require compliance and product design input beyond standard developer integration. Physical address verification involves agent visits with associated delays.

**Frequently Asked Questions**
Q: Does Youverify use direct government data sources for Nigeria?
A: Yes. Youverify integrates directly with NIMC (NIN), NIBSS (BVN), and CAC — not via aggregated copies.

Q: Is Youverify's liveness detection certified?
A: Yes — ISO 30107-3 compliant with deepfake resistance.

Q: How many African countries does Youverify cover?
A: 30+ African countries through the yvOS platform.

Q: How long is vKYC session data retained?
A: 5 years — the minimum required by CBN regulations.

Q: Does Youverify support AML screening?
A: Yes — automatic PEP and sanctions screening with risk scoring is included in the platform.

Question 2

How much does Youverify cost?

Accepted Answer

Youverify is a paid API. Per-verification pricing — rates vary by ID type and country. Contact Youverify for enterprise pricing. Integrates via SDK or REST API. No publicly listed flat-rate pricing.

Question 3

How do I authenticate with the Youverify API?

Accepted Answer

API Key — issued after business onboarding; TLS 1.2 minimum for data in transit, AES-256 at rest

Question 4

Is there a rate limit on Youverify?

Accepted Answer

Not publicly documented — 99.9% uptime SLA; enterprise-grade infrastructure

Question 5

Does Youverify offer a sandbox or test mode?

Accepted Answer

Yes — Youverify provides a sandbox or test environment so you can integrate and test before going live.

Question 6

What is Youverify best suited for?

Accepted Answer

Nigerian and pan-African fintechs, banks, and regulated businesses needing a unified KYC + AML + video KYC platform with direct NIMC/NIBSS/CAC integration, ISO-certified biometrics, and CBN-compliant audit trails across 30+ African countries.

Question 7

Is there anything else I should know before integrating Youverify?

Accepted Answer

Youverify operates yvOS (YouVerify Operating System) — a 300M+ global identity database in a single API. ISO 30107-3 compliant liveness detection with deepfake resistance. CBN-compliant 5-year audit trail retention. Integrates directly with NIMC (NIN), NIBSS (BVN), and CAC — not via third-party aggregators.

Question 8

Where can I find Youverify's documentation?

Accepted Answer

The official API documentation is at https://doc.youverify.co. The provider's website is https://youverify.co.

Question 9

Does Youverify support Nigerian developers?

Accepted Answer

Yes — Youverify explicitly supports Nigerian developers/use cases.

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