Banky API
Payments · Security
Banky API is a bank transfer payment processing platform that enables merchants and platforms to accept payments directly from customer bank accounts without requiring card details or sensitive financial information. Built on core banking infrastructure with KYC (Know Your Customer) verification, Banky provides a secure, fraud-resistant alternative to traditional card payments.
E-commerce stores, SaaS platforms, subscription services, travel and booking platforms, gaming companies, health and insurance providers, B2B payment processing, and any merchant seeking cost-effective, secure bank transfer payment solutions
Banky emphasizes fraud reduction through bank-verified KYC. Instant settlement improves cash flow. Supports Open Banking standards. Easy merchant registration and rapid API integration. Multi-device payment flow support. One integration covers multiple countries. Cost-effective pricing with transparent fees and no hidden charges.
Key Highlights
- Agent banking infrastructure
- Transaction processing
- Fund transfer APIs
- Agent management system
- Financial inclusion services
Required Access Documents
- Merchant/Business AccountRequiredRegister as a merchant; KYC verification required for production access.
Use Cases
- Card-Free Checkout:Accept payments directly from customer bank accounts without card details.
- Instant Refunds/Payouts:Send money directly to customer bank accounts for refunds or payouts.