18 Best APIs with compliance in Nigeria

We've analyzed and compared the top 18 API providers supporting compliance for Nigerian developers and businesses. Find the right infrastructure fit for your startup below.

Written by Editorial Staffs as at 11th June, 2026

All APIs with compliance

Compare	FIRS ATRS / e-Invoicing API	CAC Beneficial Ownership Register API	Blockdaemon	Coinbase Advanced Trade API	FIRS Tax API	IBM Cloud Object Storage	Fincra	Nium Payout API	Rapyd Payout API	Vatlayer Tracking	Veriff	Onfido (Entrust)	Dojah	Youverify	Prembly (IdentityPass)	Paystack API	Flutterwave API	Stripe
Pricing	Free for registered Nigerian businesses with valid TIN.	Free for licensed NIBSS partners and approved super agents.	Free sandbox available. Paid plans via custom enterprise contract. Contact sales for pricing.	Market data free. Trading fees: 0% maker / 0.6% taker (tiered by volume). No monthly API subscription fee.	Government API — free for accredited integrators	$0.018/GB stored, $0.01/GB download	Varies by payment channel (domestic, international, remittance). Request pricing from sales team.	paid	paid	Free: 100 requests/month. Paid from $9.99/month.	Usage-based pricing with volume discounts available	Enterprise pricing based on volume and features	Pay-per-query pricing. Free tier available for testing.	Enterprise pricing in USD (request custom quotes)	Pay-per-verification. Plans start from free tier. Contact for volume pricing.	No monthly fees. 1.5% per transaction (local), capped at ₦2,000. International cards: 3.9% + ₦100	1.4% per local transaction, 3.8% international. No setup fees. Volume discounts available.	2.9% + $0.30 per successful card charge. Additional fees for international cards, currency conversion, and advanced features.
	No	No	No	No	No	No	No	No	No	No	No	No	No	No	No	No	No	No
Nodes	No	No	Yes	No	No	No	No	No	No	No	No	No	No	No	No	No	No	No
Staking	No	No	Yes	No	No	No	No	No	No	No	No	No	No	No	No	No	No	No
APIs	No	No	Yes	No	No	No	No	No	No	No	No	No	No	No	No	No	No	No
Enterprise SLA	No	No	Yes	No	No	No	No	No	No	No	No	No	No	No	No	No	No	No
Security	No	No	Yes	No	No	No	No	No	No	No	No	No	No	No	No	No	No	No
Compliance	No	No	Yes	Yes	No	No	Yes	Yes	Yes	No	No	No	Yes	No	No	Yes	Yes	Yes
Institutional	No	No	Yes	Yes	No	No	No	No	No	No	No	No	No	No	No	No	No	No
Support	No	No	Yes	Yes	No	No	No	No	No	No	No	No	No	No	No	No	No	No
Reliable	No	No	Yes	No	No	No	No	No	No	No	No	No	No	No	No	No	No	No
Scalable	No	No	Yes	No	No	No	No	No	No	No	No	No	No	No	No	No	No	No
Trading	No	No	No	Yes	No	No	No	No	No	No	No	No	No	No	No	No	No	No
Market Data	No	No	No	Yes	No	No	No	No	No	No	No	No	No	No	No	No	No	No
Wallets	No	No	No	Yes	No	No	No	No	No	No	No	No	No	No	No	No	No	No
Fiat On-ramps	No	No	No	Yes	No	No	No	No	No	No	No	No	No	No	No	No	No	No
Webhooks	No	No	No	Yes	No	No	No	No	No	No	No	No	No	No	No	Yes	Yes	Yes
Advanced Orders	No	No	No	Yes	No	No	No	No	No	No	No	No	No	No	No	No	No	No
Real-time	No	No	No	Yes	No	No	No	No	No	No	No	No	No	No	No	No	No	No
Crypto Prices	No	No	No	Yes	No	No	No	No	No	No	No	No	No	No	No	No	No	No
TIN Verification	No	No	No	No	Yes	No	No	No	No	No	No	No	Yes	Yes	Yes	No	No	No
Tax Compliance Status	No	No	No	No	Yes	No	No	No	No	No	No	No	No	No	No	No	No	No
Tax Returns Submission	No	No	No	No	Yes	No	No	No	No	No	No	No	No	No	No	No	No	No
VAT Data	No	No	No	No	Yes	No	No	No	No	No	No	No	No	No	No	No	No	No
Sandbox Environment	No	No	No	No	No	No	No	No	No	No	No	No	Yes	No	No	Yes	Yes	Yes
Free Tier	No	No	No	No	Yes	No	No	No	No	Yes	No	No	No	No	No	No	No	No
API Access	No	No	No	No	No	Yes	No	Yes	Yes	No	No	No	No	No	No	No	No	No
JSON Responses	No	No	No	No	No	Yes	No	No	No	No	No	No	No	No	No	No	No	No
HTTPS Secure	No	No	No	No	No	Yes	No	No	No	No	No	No	No	No	No	No	No	No
Documentation	No	No	No	No	No	Yes	No	No	No	No	No	No	No	No	No	No	No	No
Sandbox	No	No	No	No	No	Yes	No	Yes	Yes	No	No	No	No	No	Yes	No	No	No
Object Storage	No	No	No	No	No	Yes	No	No	No	No	No	No	No	No	No	No	No	No
File Upload	No	No	No	No	No	Yes	No	No	No	No	No	No	No	No	No	No	No	No
Virtual Accounts	No	No	No	No	No	No	Yes	No	No	No	No	No	No	No	No	Yes	Yes	No
Pay-in Collections (Multiple Channels)	No	No	No	No	No	No	Yes	No	No	No	No	No	No	No	No	No	No	No
Payouts & Disbursements	No	No	No	No	No	No	Yes	No	No	No	No	No	No	No	No	No	No	No
Cross-border Settlement	No	No	No	No	No	No	Yes	Yes	Yes	No	No	No	No	No	No	No	No	No
International Card Acquiring	No	No	No	No	No	No	Yes	No	No	No	No	No	No	No	No	No	No	No
Remittance Services	No	No	No	No	No	No	Yes	No	No	No	No	No	No	No	No	No	No	No
Treasury & Digital Banking	No	No	No	No	No	No	Yes	No	No	No	No	No	No	No	No	No	No	No
KYC & Identity Verification	No	No	No	No	No	No	Yes	No	No	No	No	No	No	No	No	No	No	No
Multi-currency	No	No	No	No	No	No	Yes	Yes	Yes	No	No	No	No	No	No	Yes	Yes	Yes
SWIFT & SEPA Rails	No	No	No	No	No	No	Yes	No	No	No	No	No	No	No	No	No	No	No
Bulk Transfers	No	No	No	No	No	No	Yes	Yes	Yes	No	No	No	No	No	No	Yes	Yes	No
Bulk Payouts	No	No	No	No	No	No	Yes	Yes	Yes	No	No	No	No	No	No	No	No	No
Recurring Billing	No	No	No	No	No	No	Yes	No	No	No	No	No	No	No	No	Yes	Yes	No
Payment Links	No	No	No	No	No	No	Yes	No	No	No	No	No	No	No	No	Yes	Yes	No
Card Payments	No	No	No	No	No	No	Yes	No	No	No	No	No	No	No	No	Yes	Yes	Yes
USSD Payments	No	No	No	No	No	No	Yes	No	No	No	No	No	No	No	No	Yes	Yes	No
Transaction Monitoring	No	No	No	No	No	No	Yes	No	No	No	No	No	No	Yes	No	Yes	Yes	Yes
SDK Support	No	No	No	No	No	No	Yes	No	No	No	No	No	No	No	No	Yes	Yes	Yes
Transaction History	No	No	No	No	No	No	Yes	No	No	No	No	No	No	No	No	Yes	Yes	Yes
Bank Transfer	No	No	No	No	No	No	No	Yes	Yes	No	No	No	No	No	No	Yes	Yes	No
Webhook Notifications	No	No	No	No	No	No	No	Yes	Yes	No	No	No	No	No	No	No	No	No
Bank Transfer Payouts	No	No	No	No	No	No	No	Yes	Yes	No	No	No	No	No	No	No	No	No
Batch Processing	No	No	No	No	No	No	No	Yes	Yes	No	No	No	No	No	No	Yes	Yes	Yes
VAT Number Validation	No	No	No	No	No	No	No	No	No	Yes	No	No	No	No	No	No	No	No
VAT Rates Lookup	No	No	No	No	No	No	No	No	No	Yes	No	No	No	No	No	No	No	No
EU Country Coverage	No	No	No	No	No	No	No	No	No	Yes	No	No	No	No	No	No	No	No
Historical Rates	No	No	No	No	No	No	No	No	No	No	No	No	No	No	No	No	No	No
NGN/Nigeria	No	No	No	No	No	No	No	No	No	No	No	No	No	No	No	No	No	No
Fast Document Verification	No	No	No	No	No	No	No	No	No	No	Yes	No	No	No	No	No	No	No
Facial Biometrics & Passive Liveness	No	No	No	No	No	No	No	No	No	No	Yes	No	No	No	No	No	No	No
Fraud Protect & Fraud Intelligence	No	No	No	No	No	No	No	No	No	No	Yes	No	No	No	No	No	No	No
Document Forensics	No	No	No	No	No	No	No	No	No	No	Yes	No	No	No	No	No	No	No
AML Screening	No	No	No	No	No	No	No	No	No	No	Yes	Yes	Yes	Yes	Yes	No	No	No
Address Verification	No	No	No	No	No	No	No	No	No	No	Yes	No	Yes	Yes	Yes	No	No	No
Age Verification	No	No	No	No	No	No	No	No	No	No	Yes	No	No	No	No	No	No	No
Business Verification	No	No	No	No	No	No	No	No	No	No	Yes	Yes	Yes	No	Yes	No	No	No
Real-time Fraud Detection	No	No	No	No	No	No	No	No	No	No	Yes	No	No	No	No	No	No	No
Multi-language Support (48 languages)	No	No	No	No	No	No	No	No	No	No	Yes	No	No	No	No	No	No	No
NIN Verification	No	No	No	No	No	No	No	No	No	No	Yes	No	Yes	Yes	Yes	No	No	No
KYC Verification	No	No	No	No	No	No	No	No	No	No	Yes	Yes	Yes	Yes	Yes	No	No	No
Biometric Verification	No	No	No	No	No	No	No	No	No	No	Yes	Yes	Yes	No	No	No	No	No
Sanctions Screening	No	No	No	No	No	No	No	No	No	No	Yes	Yes	Yes	No	Yes	No	No	No
Face Verification	No	No	No	No	No	No	No	No	No	No	Yes	Yes	Yes	No	No	No	No	No
Liveness Detection	No	No	No	No	No	No	No	No	No	No	Yes	Yes	Yes	No	Yes	No	No	No
Document Verification	No	No	No	No	No	No	No	No	No	No	No	Yes	Yes	Yes	No	No	No	No
Biometric Matching	No	No	No	No	No	No	No	No	No	No	No	Yes	No	No	No	No	No	No
Facial Recognition	No	No	No	No	No	No	No	No	No	No	No	Yes	No	No	No	No	No	No
Advanced Fraud Detection (ML-powered)	No	No	No	No	No	No	No	No	No	No	No	Yes	No	No	No	No	No	No
Background Checks	No	No	No	No	No	No	No	No	No	No	No	Yes	No	No	No	No	No	No
Customizable Workflows	No	No	No	No	No	No	No	No	No	No	No	Yes	No	No	No	No	No	No
HR System Integration	No	No	No	No	No	No	No	No	No	No	No	Yes	No	No	No	No	No	No
Global Coverage	No	No	No	No	No	No	No	No	No	No	No	Yes	No	No	No	No	No	No
Enterprise Compliance	No	No	No	No	No	No	No	No	No	No	No	Yes	No	No	No	No	No	No
BVN Lookup	No	No	No	No	No	No	No	No	No	No	No	No	Yes	No	No	No	No	No
CAC Company Check	No	No	No	No	No	No	No	No	No	No	No	No	Yes	No	No	No	No	No
Driver's Licence	No	No	No	No	No	No	No	No	No	No	No	No	Yes	No	Yes	No	No	No
International Passport	No	No	No	No	No	No	No	No	No	No	No	No	Yes	No	No	No	No	No
Voter's Card	No	No	No	No	No	No	No	No	No	No	No	No	Yes	No	Yes	No	No	No
Phone Number Verification	No	No	No	No	No	No	No	No	No	No	No	No	Yes	Yes	Yes	No	No	No
BVN Verification	No	No	No	No	No	No	No	No	No	No	No	No	Yes	Yes	Yes	No	No	No
CAC Lookup	No	No	No	No	No	No	No	No	No	No	No	No	Yes	Yes	Yes	No	No	No
Fraud Detection	No	No	No	No	No	No	No	No	No	No	No	No	Yes	Yes	No	Yes	Yes	No
KYC Onboarding	No	No	No	No	No	No	No	No	No	No	No	No	No	Yes	No	No	No	No
Facial Biometrics & Document Checks	No	No	No	No	No	No	No	No	No	No	No	No	No	Yes	No	No	No	No
KYB (Business Verification)	No	No	No	No	No	No	No	No	No	No	No	No	No	Yes	No	No	No	No
AML & Sanctions Screening	No	No	No	No	No	No	No	No	No	No	No	No	No	Yes	No	No	No	No
No-code Workflow Builder	No	No	No	No	No	No	No	No	No	No	No	No	No	Yes	No	No	No	No
Custom Compliance Flows	No	No	No	No	No	No	No	No	No	No	No	No	No	Yes	No	No	No	No
Credit Report Access	No	No	No	No	No	No	No	No	No	No	No	No	No	Yes	No	No	No	No
CAC Business Lookup	No	No	No	No	No	No	No	No	No	No	No	No	No	No	Yes	No	No	No
Passport Verification	No	No	No	No	No	No	No	No	No	No	No	No	No	No	Yes	No	No	No
Multi-country	No	No	No	No	No	No	No	No	No	No	No	No	No	No	Yes	No	No	No
Mobile Money	No	No	No	No	No	No	No	No	No	No	No	No	No	No	No	Yes	No	No
Refunds	No	No	No	No	No	No	No	No	No	No	No	No	No	No	No	Yes	No	No
Split Payments	No	No	No	No	No	No	No	No	No	No	No	No	No	No	No	Yes	Yes	No
Direct Debit	No	No	No	No	No	No	No	No	No	No	No	No	No	No	No	Yes	Yes	No
Bill Payments	No	No	No	No	No	No	No	No	No	No	No	No	No	No	No	Yes	Yes	No
QR Code Payments	No	No	No	No	No	No	No	No	No	No	No	No	No	No	No	Yes	Yes	No
Real-time Data	No	No	No	No	No	No	No	No	No	No	No	No	No	No	No	Yes	Yes	Yes
Data Export	No	No	No	No	No	No	No	No	No	No	No	No	No	No	No	Yes	Yes	Yes
USSD	No	No	No	No	No	No	No	No	No	No	No	No	No	No	No	No	Yes	No
Mobile Money (M-Pesa etc)	No	No	No	No	No	No	No	No	No	No	No	No	No	No	No	No	Yes	No
FX Conversion	No	No	No	No	No	No	No	No	No	No	No	No	No	No	No	No	Yes	No
Bank Debit (ACH)	No	No	No	No	No	No	No	No	No	No	No	No	No	No	No	No	No	Yes
Buy Now Pay Later	No	No	No	No	No	No	No	No	No	No	No	No	No	No	No	No	No	Yes
Recurring Subscriptions	No	No	No	No	No	No	No	No	No	No	No	No	No	No	No	No	No	Yes
Marketplace Payouts (Connect)	No	No	No	No	No	No	No	No	No	No	No	No	No	No	No	No	No	Yes
Invoicing	No	No	No	No	No	No	No	No	No	No	No	No	No	No	No	No	No	Yes
Fraud Detection (Radar)	No	No	No	No	No	No	No	No	No	No	No	No	No	No	No	No	No	Yes
Terminal (In-person)	No	No	No	No	No	No	No	No	No	No	No	No	No	No	No	No	No	Yes
Nigerian Naira (NGN)	No	No	No	No	No	No	No	No	No	No	No	No	No	No	No	No	No	No
	View Details	View Details	View Details	View Details	View Details	View Details	View Details	View Details	View Details	View Details	View Details	View Details	View Details	View Details	View Details	View Details	View Details	View Details