Onfido (Entrust) API
Identity & KYC · Data Validation
Onfido is an enterprise identity verification platform that combines AI-powered document verification, biometric face authentication, and AML watchlist screening into a single developer API. Founded in 2012 in London and acquired by Entrust in April 2024, Onfido continues to operate under its own brand within the Entrust portfolio.
Onfido (Entrust) API Highlights
Onfido (Entrust) API is verified for developer integrations in Nigeria and across African markets, providing documented endpoints, sandbox testing, and developer support.
JWT (JSON Web Token) server-side API token for backend requests; short-lived SDK token for client-side SDK sessions
Enterprise-negotiated. No public rate limit documentation. Contact Onfido/Entrust sales for specifics.
Nigeria
Ghana
Kenya
AWSOnfido (Entrust) API is best for:
Nigerian fintechs, regulated digital banks, and compliance teams that need enterprise document verification and biometric KYC with a no-code workflow builder (Onfido Studio) and global document coverage.
- Custom quote-based pricing
- Median annual spend ~$60,475 (range $6,156 $945,900)
- Per-check fees for document verification, biometric checks, and fraud add-ons
- Acquired by Entrust in April 2024
Onfido (Entrust) API Core Features & Capabilities
Features Included
Not Supported
Required Access Documents for Onfido (Entrust) API
- Signed Enterprise AgreementRequiredOnfido/Entrust requires an enterprise contract before issuing live API credentials. Contact their sales team at onfido.com to begin.
- Business Registration DocumentsRequiredCAC Certificate of Incorporation or equivalent for enterprise compliance onboarding.
- Compliance Use Case DescriptionRequiredRequired to configure appropriate verification workflows in Onfido Studio for your specific industry (fintech, crypto, lending, etc.).
- Data Processing AgreementOptionalRecommended for GDPR and NDPR compliance governing processing of Nigerian user biometric data.
Different Onfido (Entrust) API use cases
- Digital Bank Account Verification:Integrate Onfido Studio into your Nigerian neobank onboarding to verify NIN slips, voter cards, and international passports with biometric face match, meeting CBN KYC Tier 2 and Tier 3 requirements.
- Crypto Exchange KYC Compliance:Power FATF-compliant KYC for Nigerian crypto users using Onfido's document verification + AML watchlist screening, blocking sanctioned individuals before they can trade or withdraw.
- Insurance Fraud Prevention:Use Onfido's biometric liveness detection during Nigerian insurance policy applications to catch identity spoofing, reducing fraudulent claims from stolen or fabricated identities.
- Regulated Lending Identity Gate:Layer Onfido's document and biometric verification into your Nigerian lending app's onboarding flow using the no-code Studio workflow, triggering additional checks for high-value loan applications automatically.
- Gig Economy Driver Onboarding:Verify Nigerian gig worker identities (ride-hailing, delivery) at onboarding using Onfido's mobile SDK to capture and verify driver's licenses and selfie biometrics before platform access is granted.