18 Best APIs with Bank Transfer Payouts in Nigeria

We've analyzed and compared the top 18 API providers supporting Bank Transfer Payouts for Nigerian developers and businesses. Find the right infrastructure fit for your startup below.

Written by Editorial Staffs as at 12th June, 2026

All APIs with Bank Transfer Payouts

Compare	Nomba Global Payout API	Wise Platform API	Payoneer Payout API	AZA Finance API	Flutterwave Transfer API	Airwallex Payout API	Grey Finance API	Korapay API	Elipa	Thunes Payout API	Kora Payments API	Fincra	Monnify	Nium Payout API	Rapyd Payout API	Paystack API	Flutterwave API	Nomba API
Pricing	paid	paid	paid	paid	paid	paid	freemium	Free sandbox for testing. Production: 1.5% + processing fees on card transactions; transfer fees on disbursements.	Usage-based pricing based on payout destination and method (request pricing for specific corridors)	paid	Free setup + 1.5% per local transaction (cards, bank, USSD, mobile money)	Varies by payment channel (domestic, international, remittance). Request pricing from sales team.	Free setup; 1% per card transaction (capped NGN 2,000); 0.5% per bank transfer (capped NGN 500); no monthly fees	paid	paid	No monthly fees. 1.5% per transaction (local), capped at ₦2,000. International cards: 3.9% + ₦100	1.4% per local transaction, 3.8% international. No setup fees. Volume discounts available.	Free for basic features; paid plans for advanced features
Cross-border Settlement	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	No	Yes	Yes	Yes	No	Yes	Yes	No	No	No
Multi-currency	Yes	Yes	Yes	Yes	Yes	Yes	Yes	No	No	Yes	Yes	Yes	No	Yes	Yes	Yes	Yes	No
Bank Transfer	Yes	Yes	Yes	Yes	Yes	Yes	Yes	No	No	Yes	No	No	No	Yes	Yes	Yes	Yes	No
Bulk Payouts	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	No	Yes	No	Yes	Yes	No	No	No
Bank Transfer Payouts	Yes	Yes	Yes	Yes	Yes	Yes	Yes	No	Yes	Yes	No	No	No	Yes	Yes	No	No	No
API Access	Yes	Yes	Yes	Yes	Yes	Yes	Yes	No	No	Yes	No	No	No	Yes	Yes	No	No	No
Webhook Notifications	Yes	Yes	Yes	Yes	Yes	Yes	Yes	No	Yes	Yes	Yes	No	No	Yes	Yes	No	No	No
Bulk Transfers	No	Yes	Yes	Yes	Yes	Yes	Yes	No	No	Yes	No	Yes	No	Yes	Yes	Yes	Yes	No
Sandbox	No	Yes	Yes	Yes	Yes	Yes	Yes	No	No	Yes	No	No	No	Yes	Yes	No	No	No
Currency Conversion	No	Yes	No	Yes	No	No	No	No	No	No	No	No	No	No	No	No	No	No
Virtual Accounts	No	No	No	No	No	No	No	Yes	No	No	Yes	Yes	Yes	No	No	Yes	Yes	Yes
Payment Links	No	No	No	No	No	No	No	Yes	No	No	Yes	Yes	Yes	No	No	Yes	Yes	Yes
Cross-border Payouts	No	No	No	No	No	No	No	No	Yes	No	No	No	No	No	No	No	No	No
Multi-currency Payouts	No	No	No	No	No	No	No	No	Yes	No	No	No	No	No	No	No	No	No
Mobile Money Integration	No	No	No	No	No	No	No	No	Yes	No	No	No	No	No	No	No	No	No
Cash Pickup Services	No	No	No	No	No	No	No	No	Yes	No	No	No	No	No	No	No	No	No
Real-time Payment Tracking	No	No	No	No	No	No	No	No	Yes	No	No	No	No	No	No	No	No	No
Settlement Reports	No	No	No	No	No	No	No	No	Yes	No	No	No	No	No	No	No	No	No
Pan-African Coverage	No	No	No	No	No	No	No	No	Yes	No	No	No	No	No	No	No	No	No
Mobile Money	No	No	No	No	No	No	No	No	No	Yes	Yes	No	No	No	No	Yes	No	Yes
Pay-in Collections (Card, Bank, USSD)	No	No	No	No	No	No	No	No	No	No	Yes	No	No	No	No	No	No	No
Bulk Payouts / Disbursement	No	No	No	No	No	No	No	No	No	No	Yes	No	No	No	No	No	No	No
Card Issuance	No	No	No	No	No	No	No	No	No	No	Yes	No	No	No	No	No	No	No
WooCommerce Plugin	No	No	No	No	No	No	No	No	No	No	Yes	No	No	No	No	No	No	No
Recurring Billing	No	No	No	No	No	No	No	No	No	No	No	Yes	Yes	No	No	Yes	Yes	No
Transaction Splitting	No	No	No	No	No	No	No	No	No	No	No	No	No	No	No	No	No	No
Split Payments	No	No	No	No	No	No	No	No	No	No	Yes	No	Yes	No	No	Yes	Yes	No
Card Payments	No	No	No	No	No	No	No	No	No	No	Yes	Yes	Yes	No	No	Yes	Yes	Yes
USSD Payments	No	No	No	No	No	No	No	No	No	No	Yes	Yes	Yes	No	No	Yes	Yes	No
SDK Support	No	No	No	No	No	No	No	No	No	No	Yes	Yes	No	No	No	Yes	Yes	No
Transaction History	No	No	No	No	No	No	No	No	No	No	Yes	Yes	No	No	No	Yes	Yes	No
Pay-in Collections (Multiple Channels)	No	No	No	No	No	No	No	No	No	No	No	Yes	No	No	No	No	No	No
Payouts & Disbursements	No	No	No	No	No	No	No	No	No	No	No	Yes	No	No	No	No	No	No
International Card Acquiring	No	No	No	No	No	No	No	No	No	No	No	Yes	No	No	No	No	No	No
Remittance Services	No	No	No	No	No	No	No	No	No	No	No	Yes	No	No	No	No	No	No
Treasury & Digital Banking	No	No	No	No	No	No	No	No	No	No	No	Yes	No	No	No	No	No	No
KYC & Identity Verification	No	No	No	No	No	No	No	No	No	No	No	Yes	No	No	No	No	No	No
SWIFT & SEPA Rails	No	No	No	No	No	No	No	No	No	No	No	Yes	No	No	No	No	No	No
Transaction Monitoring	No	No	No	No	No	No	No	No	No	No	No	Yes	No	No	No	Yes	Yes	No
Compliance	No	No	No	No	No	No	No	No	No	No	No	Yes	No	Yes	Yes	Yes	Yes	No
Bank Transfers	No	No	No	No	No	No	No	No	No	No	No	No	Yes	No	No	No	No	No
Recurring Payments	No	No	No	No	No	No	No	No	No	No	No	No	Yes	No	No	No	No	No
Wallet Solutions	No	No	No	No	No	No	No	No	No	No	No	No	No	No	No	No	No	No
Merchant Dashboard	No	No	No	No	No	No	No	No	No	No	No	No	Yes	No	No	No	No	No
API Documentation	No	No	No	No	No	No	No	No	No	No	No	No	Yes	No	No	No	No	No
Mobile SDK	No	No	No	No	No	No	No	No	No	No	No	No	Yes	No	No	No	No	No
Point-of-Sale	No	No	No	No	No	No	No	No	No	No	No	No	Yes	No	No	No	No	No
QR Code Payments	No	No	No	No	No	No	No	No	No	No	No	No	Yes	No	No	Yes	Yes	No
Batch Processing	No	No	No	No	No	No	No	No	No	No	No	No	No	Yes	Yes	Yes	Yes	No
Refunds	No	No	No	No	No	No	No	No	No	No	No	No	No	No	No	Yes	No	No
Webhooks	No	No	No	No	No	No	No	No	No	No	No	No	No	No	No	Yes	Yes	No
Sandbox Environment	No	No	No	No	No	No	No	No	No	No	No	No	No	No	No	Yes	Yes	No
Direct Debit	No	No	No	No	No	No	No	No	No	No	No	No	No	No	No	Yes	Yes	No
Bill Payments	No	No	No	No	No	No	No	No	No	No	No	No	No	No	No	Yes	Yes	No
Fraud Detection	No	No	No	No	No	No	No	No	No	No	No	No	No	No	No	Yes	Yes	No
Real-time Data	No	No	No	No	No	No	No	No	No	No	No	No	No	No	No	Yes	Yes	No
Data Export	No	No	No	No	No	No	No	No	No	No	No	No	No	No	No	Yes	Yes	No
USSD	No	No	No	No	No	No	No	No	No	No	No	No	No	No	No	No	Yes	No
Mobile Money (M-Pesa etc)	No	No	No	No	No	No	No	No	No	No	No	No	No	No	No	No	Yes	No
FX Conversion	No	No	No	No	No	No	No	No	No	No	No	No	No	No	No	No	Yes	No
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