Sudo Africa API
Banking & Fintech
Sudo Africa is a pan-African card issuing and embedded finance infrastructure provider that enables African businesses to issue virtual and physical Mastercard payment cards programmatically providing card issuing APIs, multi-currency wallets, and spend management infrastructure for businesses that want to embed card products into their financial offerings without obtaining their own card issuing licence. For Nigerian fintechs, digital banks, gig economy platforms, and B2B expense management tools that want to offer their users or employees corporate or prepaid cards, Sudo Africa provides the card issuing API infrastructure.
Sudo Africa API Highlights
Sudo Africa API is verified for developer integrations in Nigeria and across African markets, providing documented endpoints, sandbox testing, and developer support.
API Key
Standard API rate limits. Card issuance limits depend on compliance onboarding. Contact Sudo Africa for volume limits.
Nigeria
Ghana
Kenya- Setup fee and per-card issuance fees apply
- Transaction fees on card spending
- Contact Sudo Africa for current pricing based on expected card volume and use case
Sudo Africa API Core Features & Capabilities
Features Included
Not Supported
Required Access Documents for Sudo Africa API
Different Sudo Africa API use cases
- Dollar Virtual Cards for Nigerian Digital Bank Users:Use Sudo Africa to issue USD virtual Mastercards to users of a Nigerian digital bank enabling them to subscribe to Netflix, pay for AWS, and shop on Amazon without the restrictions of traditional CBN dollar card policies.
- Corporate Expense Cards for Nigerian SMEs:Issue programmatic Sudo Africa cards to employees of Nigerian SMEs with per-card spending limits, MCC category restrictions (no gambling, no entertainment), and real-time transaction visibility for finance teams.
- Virtual Cards as a Feature in Nigerian Fintech:Integrate Sudo Africa's card API into an existing Nigerian fintech product to add virtual card issuance as a new feature giving users disposable virtual cards for online subscriptions, reducing exposure to card fraud.
- Prepaid Card Program for Nigerian Gig Platform:Issue Sudo Africa prepaid Mastercards to gig workers on a Nigerian platform loading their earnings onto the cards so they can spend directly at POS terminals and ATMs without needing a traditional bank account.