Detailed technical benchmark and comparison between Kuda Open API and RexPay (Global Accelerex) API. Analyze pricing structures, verified webhooks, sandbox testing, authentication, and compliance for teams building in Nigeria.
Embed bank transfers, virtual accounts & bill payments
Accept card, internet banking transfer & USSD payments via a CBN-certified gateway
Kuda Open API is best for nigerian businesses, fintechs, SaaS platforms, and e-commerce stores that need to embed bank transfers, dynamic virtual accounts, bill payments, and instant settlement into their products backed by Nigeria's first mobile-only CBN-licensed bank.
RexPay (Global Accelerex) API is best for nigerian businesses and developers needing a CBN-certified PSSP and PTSP payment gateway with card, internet banking transfer, and USSD backed by Global Accelerex, one of Nigeria's established e-payment infrastructure companies.
| Highlight | K Kuda Open API | R RexPay (Global Accelerex) API |
|---|---|---|
| Authentication | API Key generated via the Kuda Developer Portal (developer.kuda.com); passed as Bearer token in API requests | API Key (from RexPay merchant dashboard) |
| Rate Limit | Not publicly documented contact Kuda business support for production rate limit details | Not publicly specified |
| Sandbox Mode | ✓ Available | ✓ Available |
| Webhooks | Not verified yet | ✗ Not supported |
| API Services | Virtual Account & Account OpeningAccount Balance & Transaction HistoryBank Transfers & PayoutsBVN / KYC Identity Verification | Card Payments (Visa / Mastercard / Verve)Bank Transfer / Pay by TransferUSSD PaymentsVirtual Account Numbers |
| Supported Regions |
| Fee Component | K Kuda Open API | R RexPay (Global Accelerex) API |
|---|---|---|
| Transfers & Payouts | Per-transfer fees by transaction value: ₦12 (₦0 ₦10,000), ₦10 (₦10,001 ₦100,000), ₦9 (₦100,001 ₦400,000), ₦7 (₦400,001+) | Contact provider |
| Setup & Monthly Fees | Contact provider | No mandatory monthly platform fee |
| Rates & Additional Terms |
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