20 Best APIs for Bills & Airtime Vending in Nigeria
We've analyzed and compared the top 20 API providers supporting Bills & Airtime Vending for Nigerian developers and businesses. Find the right infrastructure fit for your startup below.
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Bloc API
Embed virtual accounts, transfers & bills payment via a CBN-licensed bank
Paga API
Send money, pay bills & top up airtime at scale for agents
eTranzact API
Power payment infrastructure for banks, government agencies & telcos
Squad API
Accept payments & issue virtual accounts through a GTBank-backed gateway
Interswitch API
Vend airtime, pay 3,000+ billers & process NIP transfers via Verve
Remita API
Collect payments & integrate IPPIS payroll for government agencies
RoutePay Fintech API
Accept web, mobile, POS, ATM & USSD payments plus merchant micro-loans
Anchor API
Launch accounts, cards, transfers & lending without building core banking
PalmPay API
Process payments, VTU & bill payments for merchants
Jostpay API
Process payments, bill payments & mobile top-ups
Budpay API
Pay airtime, electricity & insurance bills in one API
Airtel Money API
Collect & disburse mobile money across 14+ African countries
Eversend API
Transfer money & pay bills across multiple African currencies
NowNow API
Send P2P transfers & pay bills across Africa
Kuda Open API
Embed bank transfers, virtual accounts & bill payments
VFD API
Build wallets, loans & bill payments on VFD's bank infrastructure
Miden Banking as a Service API
Issue cards, manage expenses & send payouts across Sub-Saharan Africa
Chimoney API
Shut DownMass payouts globally via bank or crypto.
Cellulant (Tingg) API
Pan-African digital payment gateway, merchant checkout & USSD collections connecting 100+ banks
RavenBank (Atlas BaaS) API
Atlas Banking-as-a-Service (virtual accounts, NIP bank transfers, debit card issuing & ledger APIs)