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HomeCategoriesPayment Gateways & ProcessorsChimoney API

Chimoney API

Shut Down

Payment Gateways & Processors

Chimoney is a developer-first global payouts infrastructure platform that enables businesses to send money, gift cards, airtime, and cryptocurrency to recipients worldwide particularly optimized for Africa. Chimoney provides APIs for mass disbursements to African bank accounts, mobile money wallets, airtime top-ups, and global gift card delivery all through a single API integration that handles the complexity of cross-border African payment corridors.

This API has been shut down

Chimoney API Highlights

Chimoney API is verified for developer integrations in Nigeria and across African markets, providing documented endpoints, sandbox testing, and developer support.

Authentication

API Key

Rate Limit

Standard API rate limits per key. Contact Chimoney for batch payout limits and high-volume needs.

Sandbox Mode
✓ Available
Webhooks
✓ Supported
Supported Regions
NigeriaNigeriaGhanaGhanaKenyaKenya
Chimoney API Services
Card Payments (Visa / Mastercard / Verve)Bank Transfer / Pay by TransferInternational / Multi-Currency PaymentsWebhooks & Real-time Notifications
Alternative African Company to
StripePayPalAdyenCheckout.com
++++
API Pricing Model
  • Free tier with limited monthly transaction volume for testing
  • Transaction fees apply on production payouts typically a percentage per payout plus a small fixed fee
  • Contact Chimoney for current rates

Chimoney API Core Features & Capabilities

Features Included

Card Payments (Visa / Mastercard / Verve)Bank Transfer / Pay by TransferInternational / Multi-Currency PaymentsWebhooks & Real-time Notifications

Not Supported

USSD PaymentsVirtual Account NumbersRecurring / Subscription BillingPayment Links & Invoicing

Chimoney API Supported Webhook Events

Webhooks supported (Webhooks & Real-time Notifications). Check official documentation for endpoint setup.

Required Access Documents for Chimoney API

    Different Chimoney API use cases

    • Gig Worker Payout Platform for Nigerian Logistics:Use Chimoney to automatically pay delivery riders on a Nigerian logistics platform disbursing weekly earnings to each rider's preferred bank account or airtime top-up via API, eliminating manual bank transfer processing.
    • Employee Reward and Incentive Program:Use Chimoney's gift card and wallet API to power a Nigerian company's employee incentive program letting staff earn reward points redeemable for gift cards, airtime, or direct bank transfers through Chimoney.
    • Mass Vendor Settlement for Nigerian Marketplace:Use Chimoney batch payouts to settle hundreds of Nigerian marketplace vendors every Friday uploading a CSV of vendor accounts and amounts, with Chimoney handling all individual transfers and providing a reconciliation report.
    • Pan-African Payroll for Remote-Work Platform:Use Chimoney to process payroll for a pan-African remote work platform paying Nigerian contractors via bank transfer, Kenyan contractors via M-Pesa, and Ghanaian contractors via MTN Mobile Money through one API call.

    Chimoney API Alternatives

    ++++Featured API
    Mono Connect API Favicon

    Mono Connect API

    Open banking infrastructure for real-time financial data, DirectPay, DirectDebit, GSM, disbursements & KYC verification