Detailed technical benchmark and comparison between Onfido (Entrust) API and Persona API. Analyze pricing structures, verified webhooks, sandbox testing, authentication, and compliance for teams building in Nigeria.
Verify documents, faces & AML watchlists through a single API
Combine ID, biometric & database checks into custom KYC workflows
Onfido (Entrust) API is best for nigerian fintechs, regulated digital banks, and compliance teams that need enterprise document verification and biometric KYC with a no-code workflow builder (Onfido Studio) and global document coverage.
Persona API is best for nigerian fintechs, crypto platforms, and digital lenders that need flexible KYC workflows with native Nigerian database verification (NIN, BVN, voter card, driver's license) and a no-code orchestration layer.
| Highlight | O Onfido (Entrust) API | P Persona API |
|---|---|---|
| Authentication | JWT (JSON Web Token) server-side API token for backend requests; short-lived SDK token for client-side SDK sessions | API Key (Bearer Token) passed in Authorization header |
| Rate Limit | Enterprise-negotiated. No public rate limit documentation. Contact Onfido/Entrust sales for specifics. | Not publicly specified. Varies by plan. Contact Persona for rate limit details. |
| Sandbox Mode | ✓ Available | ✓ Available |
| Webhooks | Not verified yet | Not verified yet |
| API Services | BVN VerificationNIN VerificationFacial Biometric / Liveness DetectionDocument Verification (Passport / ID) | BVN VerificationNIN VerificationFacial Biometric / Liveness DetectionDocument Verification (Passport / ID) |
| Supported Regions |
| Fee Component | O Onfido (Entrust) API | P Persona API |
|---|---|---|
| Setup & Monthly Fees | Median annual spend ~$60,475 (range $6,156 $945,900) | Essential:$250/month (annual) includes 500 verifications, $1 per additional |
| Rates & Additional Terms |
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| Feature / Capability | O Onfido (Entrust) API | P Persona API |
|---|---|---|
| BVN Verification | ✓ | ✓ |
| NIN Verification | ✓ | ✓ |
| Facial Biometric / Liveness Detection | ✓ | ✓ |
| Document Verification (Passport / ID) | ✓ | ✓ |
| Business / CAC Verification | ✓ | ✓ |
| Driver's Licence Verification | ✓ | ✗ |
| AML & Sanctions Screening | ✓ | ✓ |
| Sandbox Testing Environment | ✓ | ✓ |
| API Key / Token Authentication | ✓ | ✓ |
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