Persona API
Identity & KYC · Data Validation
Persona is a flexible identity verification and compliance platform that enables businesses to build custom KYC (Know Your Customer) workflows combining government ID verification, biometric liveness checks, database lookups, phone/email verification, and AML screening all configurable through a no-code workflow builder without requiring engineering changes for each compliance update. Founded in 2018 and headquartered in San Francisco, Persona serves fintech companies, crypto exchanges, marketplaces, lending platforms, and gig economy businesses globally.
Persona API Highlights
Persona API is verified for developer integrations in Nigeria and across African markets, providing documented endpoints, sandbox testing, and developer support.
API Key (Bearer Token) passed in Authorization header
Not publicly specified. Varies by plan. Contact Persona for rate limit details.
Nigeria
Ghana
Kenya
AWSPersona API is best for:
Nigerian fintechs, crypto platforms, and digital lenders that need flexible KYC workflows with native Nigerian database verification (NIN, BVN, voter card, driver's license) and a no-code orchestration layer.
- Essential:$250/month (annual) includes 500 verifications, $1 per additional
- Growth and Enterprise:custom pricing
- Billed per successful verification only no charge for failed attempts
Persona API Core Features & Capabilities
Features Included
Not Supported
Required Access Documents for Persona API
- Business Email & Account RegistrationRequiredSign up at withpersona.com with a business email. Essential plan activates after signup.
- Business Registration DocumentsOptionalGrowth and Enterprise plans may require CAC Certificate of Incorporation for compliance onboarding.
- Compliance Use Case DescriptionOptionalPersona may request your intended use case to configure appropriate verification templates for your industry.
Different Persona API use cases
- Nigerian NIN & BVN Verification:Use Persona's dedicated Nigeria Database Verification module to check NIN and BVN directly against Nigerian government databases, meeting CBN KYC requirements without routing through third-party BVN aggregators.
- Digital Lending Tiered KYC:Build adaptive KYC flows with Persona's no-code Workflows low-value loan applicants complete lightweight checks, while high-value credit requests automatically trigger full document + biometric + database verification.
- Crypto Exchange Onboarding:Verify Nigerian crypto users with Persona's combined government ID, selfie liveness, and AML watchlist checks, ensuring FATF-compliant onboarding before trading or withdrawal permissions are granted.
- Neobank Account Opening:Power Nigerian digital bank account opening with Persona's NIN and voter card database checks plus biometric face match, automatically meeting CBN Tier 2/3 KYC thresholds in a single session.
- Gig Economy Worker Verification:Verify Nigerian delivery riders, drivers, and freelancers during platform onboarding using Persona's driver's license database check and selfie liveness detection to prevent fake identity registration.