Detailed technical benchmark and comparison between Interswitch API and RexPay (Global Accelerex) API. Analyze pricing structures, verified webhooks, sandbox testing, authentication, and compliance for teams building in Nigeria.
Vend airtime, pay 3,000+ billers & process NIP transfers via Verve
Accept card, internet banking transfer & USSD payments via a CBN-certified gateway
Interswitch API is best for nigerian enterprises, banks, fintechs, and businesses needing access to Interswitch's 3,000+ biller network, airtime vending, NIP instant transfers, and the Verve card network backed by Nigeria's oldest and largest payment infrastructure company.
RexPay (Global Accelerex) API is best for nigerian businesses and developers needing a CBN-certified PSSP and PTSP payment gateway with card, internet banking transfer, and USSD backed by Global Accelerex, one of Nigeria's established e-payment infrastructure companies.
| Highlight | I Interswitch API | R RexPay (Global Accelerex) API |
|---|---|---|
| Authentication | OAuth 2.0 (Client ID + Secret Key from developer console) | API Key (from RexPay merchant dashboard) |
| Rate Limit | Not publicly specified | Not publicly specified |
| Sandbox Mode | ✓ Available | ✓ Available |
| Webhooks | ✓ Supported | ✗ Not supported |
| API Services | Card Payments (Visa / Mastercard / Verve)Bank Transfer / Pay by TransferUSSD PaymentsVirtual Account Numbers | Card Payments (Visa / Mastercard / Verve)Bank Transfer / Pay by TransferUSSD PaymentsVirtual Account Numbers |
| Supported Regions |
| Fee Component | I Interswitch API | R RexPay (Global Accelerex) API |
|---|---|---|
| Local Transactions / Cards | Local transactions:1.5% capped at ₦2,000 (7.5% VAT applies) | Contact provider |
| Free Tier / Trial Credits | Integration free | Contact provider |
| Setup & Monthly Fees | Contact provider | No mandatory monthly platform fee |
| Rates & Additional Terms |
|
|
| Feature / Capability | I Interswitch API | R RexPay (Global Accelerex) API |
|---|---|---|
| Card Payments (Verve/Visa/Mastercard) | ✓ | ✓ |
| Bank Transfer / Pay by Transfer | ✓ | ✓ |
| USSD Payments | ✓ | ✓ |
| Virtual Accounts | ✓ | ✓ |
| International / Multi-Currency Payments | ✓ | ✓ |
| Recurring Billing / Subscriptions | ✓ | ✓ |
| Payment Links & Hosted Checkout | ✓ | ✓ |
| Webhooks & Event Notifications | ✓ | ✗ |
| Sandbox Testing Environment | ✓ | ✓ |
| API Key / Token Authentication | ✓ | ✓ |
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